South Africa
Personal
Business
Wealth
Why not change the way you bank

Innovative payment solutions

Once you’ve opened your account with us, you’re free to do your banking through any digital channel or device you prefer…

Some of the benefits

Free subscriptions

Pay no monthly fees to do your banking online, on the phone or at our ATMs

Security and control

Manage your money and accounts securely on your choice of digital channel

Anytime, anywhere

Do what you need to, whenever you want, wherever you are

Simple value-adds

Send money, pay your water and lights, and get your Smart ID or passport the easy way

Free subscriptions

Pay no monthly fees to do your banking online, on the phone or at our ATMs

Security and control

Manage your money and accounts securely on your choice of digital channel

Anytime, anywhere

Do what you need to, whenever you want, wherever you are

Simple value-adds

Send money, pay your water and lights, and get your Smart ID or passport the easy way
Make payments or send money
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Tap your phone with Samsung Pay

Just tap your phone to pay at the till, with the Samsung Pay app for secure payments using compatible Samsung Galaxy smartphones.

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Pay with your phone using SnapScan

Use your smartphone to pay for goods and services in a snap!

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Shop online with Masterpass

Shop online from any device with a secure digital wallet service.

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Tap-to-pay at till points

Spend less time at the till by simply tapping your bank or credit card against the teller’s card device.

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Send Instant Money

Send cash quickly and safely to anyone in SA for PIN-controlled cardless collection at our ATMs or retail partners.

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Virtual Cards

Our Virtual Cards are digital bank cards that you can create to shop online. You can load your card on your favourite mobile apps and use it to securely make payments and purchases online without having to use your credit or debit card details.

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Pay with Fitbit Pay™

Make in-store purchases with your Fitbit device – no card or phone required.

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Escrow service

Ensure that every transaction is safe and secure when you buy and sell online with our trusted Escrow service.

Google Pay
Google Pay

Make secure contactless payments with your Android™ smartphone anywhere Google Pay is accepted.

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We bring you Apple Pay

Enjoy all the benefits of your bank account using Apple Pay. It’s the easy, secure, and private way to pay.

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PayShap for Business

PayShap for business is a simple, cost-effective, immediate payment system. It allows you to make and receive payments to and from other parties using a cellphone number or account number linked to a registered ShapID, even if they bank with other banks. The PayShap feature can be accessed using our mobile banking app.

Banking safely
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MyBills

Pay your taxes, water and lights and keep track of payments with the MyBills feature in your online banking profile.

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SnapScan App

No need to carry cash, wait for the card machine or enter your card details with every online purchase. With SnapScan, you can use your smartphone to make payments, send money to friends and earn UCount Rewards Points. SnapScan is compatible with most bank cards, as well as the Standard Bank Virtual Card.

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Tap to Pay

You can use your credit or debit card to pay by tapping any card device with a contactless symbol*. Every purchase is secure, protecting your data and your account. And don’t worry if you tap twice by accident – you can only be billed once.