Temporary Resident Banking

If you’re already living in South Africa and have a temporary residence permit, you can:

• Apply online for a Temporary Resident bank account
• Apply on our Banking App or Internet Banking for Savings and Investment accounts at the same price as South African citizens
• Visit your nearest branch for tailored solutions if you need a credit card, home loan, personal loan, student loan or car financing
• Make international payments to people or companies
• Send and receive money in your preferred currency using Shyft
• Use Instant Money to send money to anyone in South Africa using their SA cellphone number
• Insure what matters to you, whether it’s your car, income, home contents and more

Apply for your Temporary Resident bank account online or at your nearest branch:

Applying online

• Complete an online application in a few easy steps
• You will receive an email confirming your application and informing you of the next steps
• Your Temporary Resident bank account application is valid for 90 days
• When you arrive in South Africa, simply visit your nearest branch – we already know who you are
• Bring your passport, valid permit and proof of residence to confirm your identity
• At the branch, complete your application and get your temporary resident bank card
• Start banking like you would at home

We accept the following documents:

Permanent residents

• South African  ID
• Proof of residence

Temporary residents with a  South African  ID

• South African  ID
• Valid permit
• Proof of residence

Diplomats

• Passport with stamped entry visa
• Proof of residence

Retired persons

• Passport
• Retired person’s permit
• Proof of residence

Relatives

• Passport
• Relative’s permit (e.g. spousal permit)
• Proof of residence

Students

• Passport
• Valid study permit
• Proof of residence

Asylum seekers

• Asylum seeker permit
• Proof of residence

Refugees

• Valid SA bar-coded Refugee ID
• Proof of income
• Proof of residence

Workers

• Passport
• Work permit or
• Visitor’s visa with work conditions
• Proof of income
• Proof of residence

As a temporary resident, you get access to our value-added services:

International payments:

• Make international payments on our Banking App or via Internet Banking
• View the exchange rate and transaction costs upfront

Shyft Forex:

• The Shyft Forex app provides you with a holistic foreign currency solution at the touch of a key
• Buy and store multiple foreign currencies
• Buy forex as and when it suits you

Instant Money:

• Send Instant Money via Internet Banking, our Banking App or cellphone banking, our ATMs or retail partners
• Give your recipients the choice of collecting their money at any one of our ATMs or retail partners

Virtual card

• Create and top-up your virtual card via our Banking App
• Make payments and purchases online without having to use your Credit or Debit Card details