Savings and investment accounts
Plan for your financial future with our savings and investment accounts, which have been expertly crafted to help you reach your medium- to long-term goals.
Why a growing number of people invest with Standard Bank
Competitive rates
Choose from a range of accounts offering guaranteed returns
Flexible terms
Invest in lump sums or multiple deposits, with fixed or linked rates
Capital guaranteed
Know that your contributions will never be at risk of loss
No monthly fees
Pay no management fees when you maintain the minimum balance
Compare and Save Tool
Use the Savings and Investment product filter to view features and benefits according to the filters you apply. The Standard Bank of South Africa Ltd (SBSA) is an authorised financial services provider (FSP 11287). Standard Bank Financial Consultancy (SBFC) is an authorised financial services provider (FSP 3825) and a business unit of SBSA.
Learn more about GROWING your money
Investing
The difference between savings and investments
You need to save and invest to provide for the life of your dreams. Saving and investing has different purposes but both are important to ensure you reach your short, medium and long-term financial goals.
Managing your money
5 Budgeting tips that are easy to follow
Get a grip on what you spend each month so you can budget better for your expenses.
Managing your money
6 Tips for budgeting for a baby
There are few things as exciting as having a child - or as expensive. Follow our tips for budgeting for a baby to be financially prepared for the newest member of your family.
Savings and investments
12 Tips for financial freedom
Our powerful financial freedom tips can help you to budget better, reduce your debt and save money to build your personal wealth.
Savings and investments
Financial planning tips for different life stages
Whether you’re in your 20s or your 50s, personal financial planning around wealth building and risk cover are critical. Here’s what you should consider at key stages of your adult life.
Savings and investments
Finances in marriage
Become the perfect financial match by letting us help you manage your finances.
Budgeting
Budget tips
In the current economy, personal budgeting is more important than ever. If you want financial security, then create a budget and stick to it to ensure you don’t spend what you don’t have.
Savings and investments
Benefits of tax-free retirement account
People’s retirement needs vary greatly, but everyone will need to cover their basic living expenses. To pay for life’s expenses during your retirement – and maybe have some fun along the way – you need to set money aside now, and allow that money to grow so that you have sufficient income in your twilight years.
Education savings
6 Tips to set up an education savings plan
A good education is more valuable than ever. One area where grandparents can make a real difference is with an education savings plan for their grandchildren. This will help to set grandchildren along a path towards becoming financially secure and independent.
Savings and investments
Frequently asked questions on tax-free accounts
With a tax-free savings account, you get your full investment return without being taxed on the growth you earn.
Savings and investments
How to get more out of your wedding budget
Creating a budget for your big day is essential to start your marriage on a solid financial foundation. Getting ready to tie the knot is an exciting time, but the costs can quickly add up, and it's not ideal to still be dealing with wedding expenses long after your special day has passed.
Education savings
Educational savings plan tips
Education costs have soared over the past few decades and show no sign of slowing down. Start your savings plan for education today to give your children the future they deserve.
We also offer
International savings accounts
Diversify your savings by going offshore into any one of our US Dollar or Pound Sterling notice accounts.
Day-to-day banking
Apply online for a bank account that offers great value and benefits designed to simplify your life.
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