Need help?
Notice Deposit investment account
Enjoy the flexibility of our notice deposit account and watch your savings grow at a notice period tailored to your needs.
R
250
Opening deposit
7 to 60 days
Access to Funds
7.97%
Earn interest up to
Notice Deposit interest rates
See how much interest you can earn depending on your account balance and notice period.
NOTICE DEPOSIT INVESTMENT ACCOUNT
Notice Deposit rates effective 22 November 2024.
Nominal interest rate over 12 months.
Some of the benefits
Competitive rates
Save for the short- to mid-term and enjoy higher rates for longer notice periods
Flexibility
Grow your savings with unlimited deposits and transfers from as little as R100
UCount Rewards
Redeem your Rewards Points into your Notice Deposit account
Save automatically
Set up monthly stop orders to save towards your financial goals
How it works
- Choose your notice period of 7, 14, 21, 32, 45 or 60 days
- The interest you earn can be transferred to any other account
- Interest rate is based on your account balance and notice period
- Interest is calculated daily and paid out monthly
- Capital is guaranteed
Savings month competition terms and conditions
Notice Deposit terms and conditions
General terms and conditions
What it costs
- No monthly fees
- Cash deposit fees apply
- Early withdrawal fees apply
How to get it
If you’re an existing Standard Bank customer:
Apply via Internet Banking:
- Sign into your Internet Banking profile
- Navigate to the Save & Invest tab and click on the browse button
- Scroll down until you see the Notice Deposit Investment tile
- Click on Get Account and complete the steps
Apply on our Banking App:
- Sign into the app
- Tap on the More tile
- Select Open a new account
- Tap on Savings and Investment
- Scroll down until you see the Notice Deposit tile and tap on it
If you don’t bank with us:
Complete our Call Me Back form:
- Click on the 'Open Now' button at the top of the page
- Fill in your details
- Click ‘Submit’ and one of our consultants will be in touch
What you’ll need to apply at a branch:
- Be 16 years or older
- ID copy (or passport if not an SA citizen)*
- Proof of residence not older than 3 months
*If you’re a minor, you’ll need the consent of your parent or guardian
-
How it works
-
What it costs
-
How to get it
- Choose your notice period of 7, 14, 21, 32, 45 or 60 days
- The interest you earn can be transferred to any other account
- Interest rate is based on your account balance and notice period
- Interest is calculated daily and paid out monthly
- Capital is guaranteed
Savings month competition terms and conditions
Notice Deposit terms and conditions
General terms and conditions
- No monthly fees
- Cash deposit fees apply
- Early withdrawal fees apply
If you’re an existing Standard Bank customer:
Apply via Internet Banking:
- Sign into your Internet Banking profile
- Navigate to the Save & Invest tab and click on the browse button
- Scroll down until you see the Notice Deposit Investment tile
- Click on Get Account and complete the steps
Apply on our Banking App:
- Sign into the app
- Tap on the More tile
- Select Open a new account
- Tap on Savings and Investment
- Scroll down until you see the Notice Deposit tile and tap on it
If you don’t bank with us:
Complete our Call Me Back form:
- Click on the 'Open Now' button at the top of the page
- Fill in your details
- Click ‘Submit’ and one of our consultants will be in touch
What you’ll need to apply at a branch:
- Be 16 years or older
- ID copy (or passport if not an SA citizen)*
- Proof of residence not older than 3 months
*If you’re a minor, you’ll need the consent of your parent or guardian
Frequently asked questions
What is a notice deposit account?
It is an investment deposit account with no fixed term of investment and funds may only be withdrawn after notice has been given to the bank.
Can I withdraw money early from a notice account?
You may make an early withdrawal from your notice account; however, you will have to pay an early withdrawal fee.
Who should get a Notice Deposit investment account?
If you want an account that offers low risk, flexibility, and you do not need immediate access to your funds, you should consider a Notice Deposit investment account.
Learn more about growing your money
Investing
4 Tips for investing offshore
Offshore investments can be rewarding. If you’re considering moving your money overseas, it’s important to keep certain insights and tips in mind.
Investing
5 Basic tips to start investing
Investing consistently and avoiding financial risks are some of the key factors to bear in mind if you want to be on the right path to investing in your future. Follow our basic tips if you’re an investment beginner.
Banking & Digital Solutions
6 Steps for online share trading
Thanks to online share trading, anyone with a computer can invest in the stock market. Follow our step-by-step guide on how you can trade online and build your investment portfolio.
Investing
An introduction to unit trust investments
Unit Trust investments can provide you with a simple way to start saving for your future. But before you invest, consider both the pros and cons.
Investing
Investing offshore - Frequently asked questions
While there’s no guarantee that investing offshore will outperform local bets – investing out of the country is considered a key element when it comes to a balanced financial portfolio.
Investing
Best investment tips for beginners
Investing offers an incredible opportunity to grow your wealth over time, but for beginners, it can appear daunting with all the financial terms and strategies. The question is, how do you begin, and where do you go from there?
Investing
Investment online stock trading for beginners
Investing in the stock market can grow your wealth, and trading on the stock exchange has become simpler. Our guide to online stock trading will give beginners a helpful starting point.
Investing
Retail notes: An easy investment alternative
Simple to understand and inexpensive to buy, retail deposit notes are an option for income-seeking investors.
Investing
The difference between savings and investments
You need to save and invest to provide for the life of your dreams. Saving and investing has different purposes but both are important to ensure you reach your short, medium and long-term financial goals.
Register now to benefit from paying with your Credit, Cheque or Debit card.
We also offer
Day-to-day banking
Apply online for a bank account that offers great value and benefits designed to simplify your life.
Get it on credit
Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.