Professional Banking Account
Experience the private banking lifestyle as a young professional and get access to flight discounts and prime minus interest rates. You can also get personalised support from your banker and accredited financial advisors.
R
270
Monthly fee
No
Monthly income required
Degree required*
Qualifying
Why you need a Young Professionals Account
Lifestyle & travel offers
Elevate your lifestyle and get exclusive benefits when you swipe your black card
Access special rates
Kickstart your life with prime minus rates on your credit card and car finance
Invest in your future
Deposit funds into your Online Share Trading account and we’ll match it up to R1 000
Save on fuel
Use your credit card to get up to R10* per litre back on fuel when you fill up at Caltex or Astron Energy
Bank & Rewards
Bank easily
- Dedicated Private Banker with 24/7 access to the Private Banking team
- Bundled-in Platinum Credit Card with a guaranteed rate of prime minus 0.25%
- Vehicle finance of up to prime minus 1%
- Home loan of up to 108% of the purchase price on amounts of up to R2.2 million for first-time homebuyers
- Secondary bank account for your spouse/partner for R230 per month
- Secondary credit card for your spouse/partner for R33 per month
Live joyfully
- Complimentary** visits for you and one guest to the Standard Bank Library Lounge at OR Tambo International Airport & Fluent Lounge at Lanseria Airport
- Complimentary** visits for you at the domestic Bidvest Lounges
- Up to 10% cash back when booking your hotel and accommodation through Booking.com
- 10% Discount on any international roundtrip airfare through Travelstart
- Enjoy up to 20% off your next international car rental with Avis
- 25% Discount on your first Fiit subscription payment
- Up to 20%* back in Rewards Points on a category*** of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards
- Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations
- Get a Standard Bank Connect SIM for R239 per month and enjoy:
- 5GB, 50 minutes and up to 5 unlimited calls* to any number
- an additional 3GB* of data each month as a young professional
- 50% discount* on tech accessories
- Get a power backup system through LookSee and get preferential interest rates
- Affordable digital healthcare and 10 free digital health checks with UNU Health
See how to redeem your credit card benefits
*T&Cs apply and qualifying criteria apply
** Capped at 12 per annum and minimum spend is R5 000 per month
***Visit the UCount Rewards website for the full list of Retailers in each category
Welcome to Professional Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions
Invest & Plan
Invest skilfully
- Flexible terms and competitive rates on local and global investment options
- Platinum Optimum Offshore bank account with a Visa debit card. Save £240 a year on monthly account fees. Minimum deposit required, zero minimum account balance
- Complimentary and unlimited access to a financial advisor
- Access to a team of dedicated offshore and onshore savings and investment experts
- Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in your favourite internationally listed companies in the United States, London and other European stock markets
- AutoShare Invest Account: Maximise your investment potential into the Johannesburg Stock Exchange and ETFs with our low-cost, easy-to-use platform
- Tax-free investment or savings: Optimise your tax-free allowance by investing ETFs on the JSE or investing into your savings account
Plan wisely
- Comprehensive insurance solutions that offer you essential protection and enable you to plan for your future:
- R40 000 personal accident cover
- Up to R500 000 in life cover with Flexible Life Plan + 10% cash back after 5 years of not claiming
- Up to R100 000 Flexible Funeral Plan from as little as R42* per month + 10% cash back after 5 years of not claiming
- Car and home insurance
- Complimentary ATM robbery insurance with medical cover if needed*
- Easy-claim e-commerce insurance so you can protect your online shopping*
- Complimentary travel insurance when you pay for flights with your Standard Bank Credit Card
- Free** Will drafting
*T&Cs apply.
** Safe custody fees apply
What it costs
- R270 monthly fee
- Free cash withdrawals and deposits of up to R10 000 per month
- Pay as you transact only after using your bundled services for the month
How to get it
Before you get started, you’ll need:
- To be between the ages of 18 to 30
- Your South African ID (or passport if not a South African citizen) *
- Proof of residence not older than 3 months
- Copy of your qualifying degree, or latest results if you’re in your final year of study.
Apply on our website:
- Complete the Call me back form
Apply on our Banking App:
- Sign into your Banking App and tap on ‘More’ at the bottom of the screen
- Select ‘Open or Add an account’ and tap on ‘Everyday Banking’
- Select ‘Professional Banking’ and tap on ‘Call me back’
- Enter your details on the form and select ‘Next’
- One of our Private Bankers will be in touch with you to complete your application
Apply at a branch
- Visit your nearest branch and bring along the relevant documents
What is a Professional Evolve Account
As a professional, you’re already ahead of the curve. Now you can go even further with a Professional Evolve Account. Your Evolve Account gives you access to a linked credit facility and is the perfect partner to help you set and keep your financial goals.
Benefits
UCount Rewards
Use your Professional Evolve Account to earn from three* times more UCount Rewards Points than ever before. Save as you earn on your groceries, gym membership and restaurants – make your Rewards Points go the extra mile with our Rewards Retailers. .
Lifestyle
Glide past the airport chaos and lounge in luxury. Enjoy 12* complimentary lounge visits to Standard Bank's Library Lounge (OR Tambo International), the Fluent Lounge (Lanseria Airport). Also enjoy 12* complimentary lounge visits to any Domestic Bidvest Premier Lounge.
What it costs
The Professional Evolve Account offers you a world of rewards without breaking the bank. You'll pay the same fees as your existing transactional account.
*T&Cs apply
-
Bank & Rewards
-
Invest & Plan
-
What it costs
-
How to get it
-
What is a Professional Evolve Account
Bank easily
- Dedicated Private Banker with 24/7 access to the Private Banking team
- Bundled-in Platinum Credit Card with a guaranteed rate of prime minus 0.25%
- Vehicle finance of up to prime minus 1%
- Home loan of up to 108% of the purchase price on amounts of up to R2.2 million for first-time homebuyers
- Secondary bank account for your spouse/partner for R230 per month
- Secondary credit card for your spouse/partner for R33 per month
Live joyfully
- Complimentary** visits for you and one guest to the Standard Bank Library Lounge at OR Tambo International Airport & Fluent Lounge at Lanseria Airport
- Complimentary** visits for you at the domestic Bidvest Lounges
- Up to 10% cash back when booking your hotel and accommodation through Booking.com
- 10% Discount on any international roundtrip airfare through Travelstart
- Enjoy up to 20% off your next international car rental with Avis
- 25% Discount on your first Fiit subscription payment
- Up to 20%* back in Rewards Points on a category*** of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards
- Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations
- Get a Standard Bank Connect SIM for R239 per month and enjoy:
- 5GB, 50 minutes and up to 5 unlimited calls* to any number
- an additional 3GB* of data each month as a young professional
- 50% discount* on tech accessories
- Get a power backup system through LookSee and get preferential interest rates
- Affordable digital healthcare and 10 free digital health checks with UNU Health
See how to redeem your credit card benefits
*T&Cs apply and qualifying criteria apply
** Capped at 12 per annum and minimum spend is R5 000 per month
***Visit the UCount Rewards website for the full list of Retailers in each category
Welcome to Professional Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions
Invest skilfully
- Flexible terms and competitive rates on local and global investment options
- Platinum Optimum Offshore bank account with a Visa debit card. Save £240 a year on monthly account fees. Minimum deposit required, zero minimum account balance
- Complimentary and unlimited access to a financial advisor
- Access to a team of dedicated offshore and onshore savings and investment experts
- Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in your favourite internationally listed companies in the United States, London and other European stock markets
- AutoShare Invest Account: Maximise your investment potential into the Johannesburg Stock Exchange and ETFs with our low-cost, easy-to-use platform
- Tax-free investment or savings: Optimise your tax-free allowance by investing ETFs on the JSE or investing into your savings account
Plan wisely
- Comprehensive insurance solutions that offer you essential protection and enable you to plan for your future:
- R40 000 personal accident cover
- Up to R500 000 in life cover with Flexible Life Plan + 10% cash back after 5 years of not claiming
- Up to R100 000 Flexible Funeral Plan from as little as R42* per month + 10% cash back after 5 years of not claiming
- Car and home insurance
- Complimentary ATM robbery insurance with medical cover if needed*
- Easy-claim e-commerce insurance so you can protect your online shopping*
- Complimentary travel insurance when you pay for flights with your Standard Bank Credit Card
- Free** Will drafting
*T&Cs apply.
** Safe custody fees apply
- R270 monthly fee
- Free cash withdrawals and deposits of up to R10 000 per month
- Pay as you transact only after using your bundled services for the month
Before you get started, you’ll need:
- To be between the ages of 18 to 30
- Your South African ID (or passport if not a South African citizen) *
- Proof of residence not older than 3 months
- Copy of your qualifying degree, or latest results if you’re in your final year of study.
Apply on our website:
- Complete the Call me back form
Apply on our Banking App:
- Sign into your Banking App and tap on ‘More’ at the bottom of the screen
- Select ‘Open or Add an account’ and tap on ‘Everyday Banking’
- Select ‘Professional Banking’ and tap on ‘Call me back’
- Enter your details on the form and select ‘Next’
- One of our Private Bankers will be in touch with you to complete your application
Apply at a branch
- Visit your nearest branch and bring along the relevant documents
As a professional, you’re already ahead of the curve. Now you can go even further with a Professional Evolve Account. Your Evolve Account gives you access to a linked credit facility and is the perfect partner to help you set and keep your financial goals.
Benefits
UCount Rewards
Use your Professional Evolve Account to earn from three* times more UCount Rewards Points than ever before. Save as you earn on your groceries, gym membership and restaurants – make your Rewards Points go the extra mile with our Rewards Retailers. .
Lifestyle
Glide past the airport chaos and lounge in luxury. Enjoy 12* complimentary lounge visits to Standard Bank's Library Lounge (OR Tambo International), the Fluent Lounge (Lanseria Airport). Also enjoy 12* complimentary lounge visits to any Domestic Bidvest Premier Lounge.
What it costs
The Professional Evolve Account offers you a world of rewards without breaking the bank. You'll pay the same fees as your existing transactional account.
*T&Cs apply
Frequently asked questions
What is a young professional?
Young professionals, typically aged 18 to 30, have degrees in specific fields like finance, law, and engineering. They're at the starting line of their careers, striving to build both their professional reputation and financial independence.
Is private banking for a young professional worth it?
Absolutely. Our Young Professionals offering gives you access to experts and exclusive perks without the hefty fees. It's an investment in your future, tailored to your starting point.
I want a Young Professional Bank Account but don’t have a qualifying degree. What now?
Explore our Prestige Account as an alternative option and still enjoy private banking benefits such as travel and lifestyle benefits, plus access to the Private Client Centre.
Tips and guidance
Getting started
Getting started
Learn to make the most of your new card.
Using your card
Using your card
Making changes to your card is quick, safe and easy when you know how.
Keeping your card safe
Keeping your card safe
Using your card is one of the safest ways to pay, but you should always take precautions.
Ways to pay by card
Ways to pay by card
Using a credit or debit card gives you various payment options.
Registering for chat services
Registering for chat services
Speak to your banker anytime through social media.
Register now to benefit from paying with your Credit, Cheque or Debit card.
We also offer
Personal accident plan
Give your family the financial security of a lump-sum payout in the event of your death or permanent disability due to an accident.
Travel insurance
You qualify for Standard Bank's basic automatic travel insurance, when using your Standard Bank Master, Visa or Cheque card to purchase your conveyance ticket, if you are under the age of 76 years old. Terms and conditions apply.
Need help?