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Private Banking Account

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Build your financial future with 24/7 support from a dedicated Private Banker, various investment solutions, and access to lifestyle benefits for you and your family.

Why you need a private bank account

One-on-one service

Say hello to a Private Banker who will always be there when you call

Family banking

Get free bank accounts for your kids and 50% off on your partner’s monthly account fee

Bespoke benefits

Relax in style with domestic airport lounge visits worth over R3 000 per month

Offshore account

Bank securely worldwide with a free Offshore Platinum Optimum account

One-on-one service

Say hello to a Private Banker who will always be there when you call

Family banking

Get free bank accounts for your kids and 50% off on your partner’s monthly account fee

Bespoke benefits

Relax in style with domestic airport lounge visits worth over R3 000 per month

Offshore account

Bank securely worldwide with a free Offshore Platinum Optimum account
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Already have a Private Banking Account?

Unlock exclusive lifestyle benefits with your Private Evolve Account.

Bank & Rewards

Bank easily

  • Platinum Credit Card included  
  • Dedicated private banker with 24/7 access to the Private Banking team
  • Get 50% off your partner’s monthly account fee  
  • Open a (sum)1 Account for your kids under 16 and pay no monthly fees  
  • With a (sum)1 Account, your kids can enjoy Junior Perks benefits and get access to deals and discounts on food, fashion, entertainment, lifestyle, and education
  • Preferential interest rates on savings and cash investment solutions

Live joyfully

Exclusive benefits with your bundled-in Platinum Credit Card:

  • Get a Standard Bank Connect SIM from as little as R239 per month and enjoy:  
    • up to 5GB* inclusive monthly data or 5 unlimited calls* to any number  
    • an additional 3GB* per month as a Private Banking client  
    • up to 50% discount* on tech accessories
  • Get up to 10%* cash back when booking your hotel and accommodation on Booking.com  
  • Complimentary** visits for you and one guest to the Standard Bank Library Lounge at OR Tambo International Airport & Fluent Lounge at Lanseria Airport; and complimentary** visits for you at the domestic Bidvest Lounges  
  • Up to 20%* back in Rewards Points on a category*** of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards  
  • Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations  
  • 10%* Discount on any international roundtrip airfare through Travelstart  
  • Enjoy up to 20% off your next international car rental with Avis. Visit avisworld.com/mastercardmea and book with your Standard Bank Credit Card  
  • 15% Discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa  
  • Get a power backup system through LookSee and take advantage of preferential interest rates

More about your Platinum Credit Card
Learn how to redeem your credit card benefits
*T&Cs apply and qualifying criteria apply
**Capped at 12 per annum and minimum spend is R8 000 per month
***Visit the UCount Rewards website for the full list of Retailers in each category

Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions

Card features

Invest skilfully

  • Platinum Optimum Offshore bank account with a Visa debit card. Save £240 a year on monthly account fees
  • Complimentary and unlimited access to a team of financial advisors, offshore and onshore savings and investment experts  
  • Online Share Trading: A well-established platform that gives you direct access to companies listed on the JSE and ETFs with free educational tutorials and webinars  
  • Structured solutions: Get access to structured products, warrants, bespoke structuring and AMC solutions
  • Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in the United States, London and other European stock markets

Plan wisely

  • Get advisory services where you can get free Will drafting, tax planning, financial planning and estate planning
  • Take out a Liberty Lifestyle Protector and a Liberty Investment and get up 40% of your premiums back every 5 years
  • Free personal accident cover worth R40 000  
  • Complimentary ATM robbery insurance with medical cover if needed*  
  • Easy-claim e-commerce insurance so you can protect your online shopping*  
  • Complimentary travel insurance when you pay for flights with your Standard Bank Credit Card

*T&Cs apply.

What it costs
  • R420  monthly fee
  • Discounted monthly fee on a secondary account for your partner
  • Pay as you transact only after using your bundled services for the month
  • Annual Diners Club Platinum and Platinum Credit Card fees included

See 2025 pricing guide
See 2024 pricing guide

How to get it

What you need to qualify:

  • Earn a minimum of R58 000 per month  
  • A South African ID (or passport if you’re not a South African citizen)  
  • Proof of income  
  • Proof of residence not older than 3 months

How to apply on our Banking App:

  • Download the Banking App and click tap on the ‘Open an Account’ button  
  • Everyday Banking’ and select ‘Private Banking’  
  • Enter your details on the form and ‘Submit’  
  • One of our Private Bankers will be in touch with you to complete your application.
What is a Private Evolve Account

A Private Evolve Account is your portal to a linked credit facility that’s always there when you need it, even more savings, discounts, and life’s simple pleasures.

Benefits

UCount Rewards
Earning from three* times more Rewards Points with your Private Evolve Account has never been easier. Easily Tier Up, build your Rewards Points and open the door to even more savings with Dis-Chem, Bargain Books, and restaurants like Turn ‘n Tender Steakhouse.

Lifestyle
Relax, recharge, and arrive refreshed with up to 12* complimentary lounge visits, with a guest, at Standard Bank’s Library Lounge at OR Tambo International Airport, the Fluent Lounge at Lanseria Airport, and any Domestic Bidvest Premier Lounge across the country.

What it costs
Get rewarded with every swipe using your Private Evolve Account – all at the same familiar fee structure as your current account.

*T&Cs apply

  • Bank & Rewards
  • Card features
  • What it costs
  • How to get it
  • What is a Private Evolve Account

Bank easily

  • Platinum Credit Card included  
  • Dedicated private banker with 24/7 access to the Private Banking team
  • Get 50% off your partner’s monthly account fee  
  • Open a (sum)1 Account for your kids under 16 and pay no monthly fees  
  • With a (sum)1 Account, your kids can enjoy Junior Perks benefits and get access to deals and discounts on food, fashion, entertainment, lifestyle, and education
  • Preferential interest rates on savings and cash investment solutions

Live joyfully

Exclusive benefits with your bundled-in Platinum Credit Card:

  • Get a Standard Bank Connect SIM from as little as R239 per month and enjoy:  
    • up to 5GB* inclusive monthly data or 5 unlimited calls* to any number  
    • an additional 3GB* per month as a Private Banking client  
    • up to 50% discount* on tech accessories
  • Get up to 10%* cash back when booking your hotel and accommodation on Booking.com  
  • Complimentary** visits for you and one guest to the Standard Bank Library Lounge at OR Tambo International Airport & Fluent Lounge at Lanseria Airport; and complimentary** visits for you at the domestic Bidvest Lounges  
  • Up to 20%* back in Rewards Points on a category*** of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards  
  • Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations  
  • 10%* Discount on any international roundtrip airfare through Travelstart  
  • Enjoy up to 20% off your next international car rental with Avis. Visit avisworld.com/mastercardmea and book with your Standard Bank Credit Card  
  • 15% Discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa  
  • Get a power backup system through LookSee and take advantage of preferential interest rates

More about your Platinum Credit Card
Learn how to redeem your credit card benefits
*T&Cs apply and qualifying criteria apply
**Capped at 12 per annum and minimum spend is R8 000 per month
***Visit the UCount Rewards website for the full list of Retailers in each category

Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions

Invest skilfully

  • Platinum Optimum Offshore bank account with a Visa debit card. Save £240 a year on monthly account fees
  • Complimentary and unlimited access to a team of financial advisors, offshore and onshore savings and investment experts  
  • Online Share Trading: A well-established platform that gives you direct access to companies listed on the JSE and ETFs with free educational tutorials and webinars  
  • Structured solutions: Get access to structured products, warrants, bespoke structuring and AMC solutions
  • Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in the United States, London and other European stock markets

Plan wisely

  • Get advisory services where you can get free Will drafting, tax planning, financial planning and estate planning
  • Take out a Liberty Lifestyle Protector and a Liberty Investment and get up 40% of your premiums back every 5 years
  • Free personal accident cover worth R40 000  
  • Complimentary ATM robbery insurance with medical cover if needed*  
  • Easy-claim e-commerce insurance so you can protect your online shopping*  
  • Complimentary travel insurance when you pay for flights with your Standard Bank Credit Card

*T&Cs apply.

  • R420  monthly fee
  • Discounted monthly fee on a secondary account for your partner
  • Pay as you transact only after using your bundled services for the month
  • Annual Diners Club Platinum and Platinum Credit Card fees included

See 2025 pricing guide
See 2024 pricing guide

What you need to qualify:

  • Earn a minimum of R58 000 per month  
  • A South African ID (or passport if you’re not a South African citizen)  
  • Proof of income  
  • Proof of residence not older than 3 months

How to apply on our Banking App:

  • Download the Banking App and click tap on the ‘Open an Account’ button  
  • Everyday Banking’ and select ‘Private Banking’  
  • Enter your details on the form and ‘Submit’  
  • One of our Private Bankers will be in touch with you to complete your application.

A Private Evolve Account is your portal to a linked credit facility that’s always there when you need it, even more savings, discounts, and life’s simple pleasures.

Benefits

UCount Rewards
Earning from three* times more Rewards Points with your Private Evolve Account has never been easier. Easily Tier Up, build your Rewards Points and open the door to even more savings with Dis-Chem, Bargain Books, and restaurants like Turn ‘n Tender Steakhouse.

Lifestyle
Relax, recharge, and arrive refreshed with up to 12* complimentary lounge visits, with a guest, at Standard Bank’s Library Lounge at OR Tambo International Airport, the Fluent Lounge at Lanseria Airport, and any Domestic Bidvest Premier Lounge across the country.

What it costs
Get rewarded with every swipe using your Private Evolve Account – all at the same familiar fee structure as your current account.

*T&Cs apply

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services
Registering for chat services

Speak to your banker anytime through social media.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Registering for chat services

Speak to your banker anytime through social media.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

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