Prestige Banking Account
Get private banking for less with Prestige. Unlock a world of benefits and discounts and accelerate your growth with the support of our financial planners and experts.
R
230
Monthly fee
R
25 000*
Monthly income required
Reasons to upgrade to Prestige
Lifestyle benefits
Elevate your lifestyle with exclusive benefits and discounts that are included in your complimentary Titanium Credit Card
Airport lounge access
Get complimentary access to Bidvest Lounges exclusive to your Titanium Credit Card*
Access to expert bankers
Grow your wealth with a dedicated team of bankers that are available to support you 24/7
Free digital healthcare
Invest in your wellbeing with UNU Health and get a free health check, or see an online doctor for only R179 per consult
Bank & Rewards
Bank easily
- Complimentary bundled-in Titanium Credit Card
- Access to the 24/7 Private Client Centre for swift resolution on your day-to-day banking queries
- Access to debt consolidation, payment holidays and loan restructuring if you need it
- A 50% discount on a secondary account for your spouse/partner
- Secondary credit card for your spouse/partner
- Open a (sum)1 Account for your kids under 16 and get access to Junior Perks benefits
- First-time homebuyers get access to a Home Loan of up to 108% of the purchase price on amounts of up to R2.2 million
Live joyfully
- Up to 20%* back in Rewards Points on a category of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards
- Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations
- 10% Discount on any international roundtrip airfare through Travelstart
- Complimentary** visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport, with your Titanium Credit Card*, and complimentary* visits for you at the domestic Bidvest lounges
- Enjoy up to 20% off your next car rental with Avis
- Up to 10% cash back when you book and pay for your accommodation on Booking.com
- Affordable digital healthcare and 5 free digital health checks with UNU Health
- Get a Standard Bank Connect SIM starting from R129 per month and enjoy:
- 5GB, 50 minutes and up to 5 unlimited calls* to any number
- an additional 2GB* of data each month
- 50% discount* on tech accessories
- 25% Discount on your first Fiit subscription
- Get a power back-up system from LookSee and finance it through a home loan readvance, credit card or apply for a Term Loan
Learn how to redeem your credit card benefits
*T&Cs apply and qualifying criteria apply
** Capped at 6 per annum and minimum spend is R4 000 per month
Welcome to Prestige Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions
Invest & Plan
Invest skilfully
- Optimum bank account with a Visa debit card. Save £240 a year on monthly account fees. Minimum deposit required, zero minimum account balance
- Access to a team of dedicated offshore and onshore savings and investment experts
- Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in your favourite internationally listed companies in the United States, London and other European stock markets
- AutoShare Invest Account: Maximise your investment potential into the Johannesburg Stock Exchange and ETFs with our low-cost, easy-to-use platform
- Tax-free investment or savings: Optimise your tax-free allowance by investing ETFs on the JSE or investing into your savings account
- Explore savings and investment options that empower you to grow your wealth and achieve your financial aspirations, with unlimited access to our financial advisors
- Free Stash account for you and your children so you can invest tax-free
- Redeem your UCount Reward Points into your PureSave Account, Notice Deposit, AutoShare Invest account, or Tax-free investment account
*T&Cs apply
Plan wisely
- Flexible Funeral Plan from R42 a month with up to R100 000* cover
- Comprehensive insurance solutions that offer you essential protection and enable you to plan for your future:
- Free Personal Accidental Death Cover worth R20 000
- Free simple and complex Will drafting
- Up to 40%* of your premiums back every 5 years when you take out a Liberty Lifestyle Protector and a Liberty investment
- Complimentary travel insurance when you pay for flights with your Mastercard
*T&Cs apply
What it costs
What you need to qualify:
- You must be 18 years or older
- Earn a minimum of R25 000 per month, or
- Have an undergraduate 4-year degree and earn a minimum of R5 000 per month if you are 30 years or younger.
What you need to submit:
- Your South African ID (or passport if not a South African citizen)
- Recent payslip or confirmed contract of employment
- Proof of residence not older than 3 months
How to apply:
On the app:
- Download the Banking App and tap on the ‘Open an Account’ button
- Tap on ‘Explore products’ and scroll down to ‘Bank with us’
- Select the ‘Call me back’ on the Prestige Banking Account
- Enter your details on the form and tap ‘Submit’
- One of our Private Bankers will be in touch with you to complete your application
On the website:
Complete the Call me back form
At the branch:
Visit your nearest branch and bring along the relevant documents
See 2025 pricing guide
See 2024 pricing guide
What is a Prestige Evolve Account
A Prestige Evolve Account gives you access to funds for those inconvenient and unexpected expenses, while also rewarding you with lifestyle benefits and even more UCount Rewards.
Benefits
UCount Rewards
Earn from three* times more Rewards Points and choose how you spend them; whether paying off your Term Loan, topping up your savings, or spoiling yourself at one of our Rewards Retailers.
Lifestyle
Your Prestige Evolve Account gives you, and a guest of your choice, 6 complimentary* lounge visits to Standard Bank's Fluent Lounge at Lanseria Airport and any Domestic Bidvest Premier Lounge.
What it costs
You don’t pay extra for having a Prestige Evolve Account. The fees are the same as your normal transactional account.
*T&Cs apply
-
Bank & Rewards
-
Invest & Plan
-
What it costs
-
What is a Prestige Evolve Account
Bank easily
- Complimentary bundled-in Titanium Credit Card
- Access to the 24/7 Private Client Centre for swift resolution on your day-to-day banking queries
- Access to debt consolidation, payment holidays and loan restructuring if you need it
- A 50% discount on a secondary account for your spouse/partner
- Secondary credit card for your spouse/partner
- Open a (sum)1 Account for your kids under 16 and get access to Junior Perks benefits
- First-time homebuyers get access to a Home Loan of up to 108% of the purchase price on amounts of up to R2.2 million
Live joyfully
- Up to 20%* back in Rewards Points on a category of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards
- Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations
- 10% Discount on any international roundtrip airfare through Travelstart
- Complimentary** visits for you and a guest at the Standard Bank Fluent Lounge, located at Lanseria airport, with your Titanium Credit Card*, and complimentary* visits for you at the domestic Bidvest lounges
- Enjoy up to 20% off your next car rental with Avis
- Up to 10% cash back when you book and pay for your accommodation on Booking.com
- Affordable digital healthcare and 5 free digital health checks with UNU Health
- Get a Standard Bank Connect SIM starting from R129 per month and enjoy:
- 5GB, 50 minutes and up to 5 unlimited calls* to any number
- an additional 2GB* of data each month
- 50% discount* on tech accessories
- 25% Discount on your first Fiit subscription
- Get a power back-up system from LookSee and finance it through a home loan readvance, credit card or apply for a Term Loan
Learn how to redeem your credit card benefits
*T&Cs apply and qualifying criteria apply
** Capped at 6 per annum and minimum spend is R4 000 per month
Welcome to Prestige Banking
Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions
Invest skilfully
- Optimum bank account with a Visa debit card. Save £240 a year on monthly account fees. Minimum deposit required, zero minimum account balance
- Access to a team of dedicated offshore and onshore savings and investment experts
- Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in your favourite internationally listed companies in the United States, London and other European stock markets
- AutoShare Invest Account: Maximise your investment potential into the Johannesburg Stock Exchange and ETFs with our low-cost, easy-to-use platform
- Tax-free investment or savings: Optimise your tax-free allowance by investing ETFs on the JSE or investing into your savings account
- Explore savings and investment options that empower you to grow your wealth and achieve your financial aspirations, with unlimited access to our financial advisors
- Free Stash account for you and your children so you can invest tax-free
- Redeem your UCount Reward Points into your PureSave Account, Notice Deposit, AutoShare Invest account, or Tax-free investment account
*T&Cs apply
Plan wisely
- Flexible Funeral Plan from R42 a month with up to R100 000* cover
- Comprehensive insurance solutions that offer you essential protection and enable you to plan for your future:
- Free Personal Accidental Death Cover worth R20 000
- Free simple and complex Will drafting
- Up to 40%* of your premiums back every 5 years when you take out a Liberty Lifestyle Protector and a Liberty investment
- Complimentary travel insurance when you pay for flights with your Mastercard
*T&Cs apply
What you need to qualify:
- You must be 18 years or older
- Earn a minimum of R25 000 per month, or
- Have an undergraduate 4-year degree and earn a minimum of R5 000 per month if you are 30 years or younger.
What you need to submit:
- Your South African ID (or passport if not a South African citizen)
- Recent payslip or confirmed contract of employment
- Proof of residence not older than 3 months
How to apply:
On the app:
- Download the Banking App and tap on the ‘Open an Account’ button
- Tap on ‘Explore products’ and scroll down to ‘Bank with us’
- Select the ‘Call me back’ on the Prestige Banking Account
- Enter your details on the form and tap ‘Submit’
- One of our Private Bankers will be in touch with you to complete your application
On the website:
Complete the Call me back form
At the branch:
Visit your nearest branch and bring along the relevant documents
See 2025 pricing guide
See 2024 pricing guide
A Prestige Evolve Account gives you access to funds for those inconvenient and unexpected expenses, while also rewarding you with lifestyle benefits and even more UCount Rewards.
Benefits
UCount Rewards
Earn from three* times more Rewards Points and choose how you spend them; whether paying off your Term Loan, topping up your savings, or spoiling yourself at one of our Rewards Retailers.
Lifestyle
Your Prestige Evolve Account gives you, and a guest of your choice, 6 complimentary* lounge visits to Standard Bank's Fluent Lounge at Lanseria Airport and any Domestic Bidvest Premier Lounge.
What it costs
You don’t pay extra for having a Prestige Evolve Account. The fees are the same as your normal transactional account.
*T&Cs apply
Tips and guidance
Getting started
Getting started
Learn to make the most of your new card.
Using your card
Using your card
Making changes to your card is quick, safe and easy when you know how.
Keeping your card safe
Keeping your card safe
Using your card is one of the safest ways to pay, but you should always take precautions.
Ways to pay by card
Ways to pay by card
Using a credit or debit card gives you various payment options.
Registering for chat services
Registering for chat services
Speak to your banker anytime through social media.
Register now to benefit from paying with your Credit, Cheque or Debit card.
Need help?
We also offer
Day-to-day banking
Apply online for a bank account that offers great value and benefits designed to simplify your life.
Get it on credit
Switch to Standard Bank to get the best interest rates and benefits that our range of credit cards offer.
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