South Africa
Personal
Business
Wealth
Making payments 16 Mar 2020

Send money overseas

Learn how to make an International payment in a few easy steps
Step 1 of 18

To begin, go to your home screen and select Transact.

homeDashboard_Transact
Step 2 of 18

Next, select Pay.

transact_pay.png
Step 3 of 18

Now select Overseas payment.

pay_overseasPayment
Step 4 of 18

Here you can select whether you want to Pay a person, Pay a company, or Fund your Standard Bank offshore account if you have one.

In this case, select Pay a person

internationalpayment_payPerson
Step 5 of 18

Next, review the guidance on how international payments work. 

When you're ready, select CONTINUE.

internationalpayment_payPersonBasics
Step 6 of 18

To begin, select from which of your accounts you want to make an international payment.

internationalpayment_paymentDetails_fromAccountPrompt
Step 7 of 18

Now select the account from which you want to pay. 

internationalpayment_selectAccountFrom
Step 8 of 18

Select a currency and enter the amount you want to pay.

Next you need to choose whether you or the recipient will pay the bank fees for this transaction.

internationalpayment_paymentDetails_beneficiaryBankFeesPrompt
Step 9 of 18

In this case, select I'll pay and return to the your payment details screen.

internationalpayment_BeneficiaryBankFeesOptions
Step 10 of 18

Once you have completed all your payment details, click on CALCULATE.

internationalpayment_paymentDetails_calculate.png
Step 11 of 18

Now you'll see an estimate of the total amount you'll pay, which includes SWIFT, commission and bank fees. 

When you're ready, select CONTINUE.

internationalpayment_paymentDetails_continue
Step 12 of 18

Enter the beneficiary's personal and bank details.  Make sure you have the IBAN or SWIFT codes ready.

When you're ready, select CONTINUE.

internationalpayment_beneficiaryDetails_continue
Step 13 of 18

Next, review the Reason for Payment declaration.

You now need to select your reason for your payment.

internationalpayment_paymentReasonPrompt
Step 14 of 18

Now select a reason for payment (you may also need to add additional details), and return to the your previous screen.

internationalpayment_paymentReasonOptions
Step 15 of 18

When ready, select CONTINUE.

internationalpayment_paymentReasonContinue
Step 16 of 18

Enter the one-time PIN (OTP) we'll send to you. You'll still have a chance to review your payment before you finalise it.

enterOTP
Step 17 of 18

Make sure all the payment details are correct, then select CONFIRM.

internationalpayment_reviewDetails
Step 18 of 18

All done! 

Be sure to keep an eye on your payment's status, which will change as your payment is processed.

internationalpayment_successMessage
Sending money overseas