South Africa
Personal
Business
Wealth
Still looking for a loan?
If you’ve already decided, please sign in to Internet Banking and continue with your application

Personal Loans

Getting a loan is now faster, cheaper and personalised to you. Choose a loan that suits your needs.

TERM LOAN

Fixed monthly repayments guaranteed.

More benefits:

  • Personalised interest rate and no penalty fees if you choose to pay it off sooner.
  • UCount Rewards member? Get bumped up a tier, plus pay your monthly instalment with UCount Rewards Points.
  • Insurance on the loan is included so you’re covered in the event of death, disability or retrenchment.

REVOLVING LOAN

Access your funds again once you’ve repaid 15%.

More benefits:

  • Have it paid directly into your account. Monthly repayments will be fixed and no penalty fees will be charged if you pay it off sooner.
  • You can choose to increase your original amount over time.
  • UCount Rewards member? Pay your monthly instalment with your UCount Rewards Points.

Credit Cards

Access extra funds when you need them.

More benefits:

  • Enjoy interest free credit when you pay off your outstanding balance within 55 days.
  • Swipe or tap your card safely in-store, online or overseas.
  • UCount Rewards member? Pay your monthly instalment with your UCount Rewards Points.
  • Link apps for secure payments using your phone.
Sign-in to Internet Banking and get the loan you want.
Redeem Your Rewards Points Into Your Personal Loan- Midpage V2
Redeem your Reward Points into your Personal Loan

If you have a Standard Bank Revolving Credit Plan (RCP) or Term Loan Account, you can now redeem* your Rewards Points via the UCount Rewards Online Mall to reduce your RCP or Term Loan balance.
*T&Cs apply