South Africa
Personal
Business
Wealth

Need help?

Signature Banking Account

PB_Signature Banking product detail

Get expert advice on investments, 24/7 support from a dedicated Private Banker and unlimited* domestic and international airport lounge access through your complimentary World Citizen Credit Card.

*When meeting the spending criteria

Why you need a private wealth bank account

Investments

Grow your wealth through bespoke portfolio management from Melville Douglas

Dedicated private banker

Speak to your Private Banker or the Signature Banking team to assist you with your financial and banking needs

Offshore banking

Bank securely anywhere in the world with an Offshore Platinum Optimum account

Family benefits

Choose to share your world-class Signature benefits with up to five family members

Investments

Grow your wealth through bespoke portfolio management from Melville Douglas

Dedicated private banker

Speak to your Private Banker or the Signature Banking team to assist you with your financial and banking needs

Offshore banking

Bank securely anywhere in the world with an Offshore Platinum Optimum account

Family benefits

Choose to share your world-class Signature benefits with up to five family members
Banner Mid Page Blue for Private Bank Account
Already have a Signature Banking Account?

Discover exclusive lifestyle benefits with your Signature Evolve Account.

Bank & Rewards

Bank easily

  • World Citizen Credit Card bundled into your Signature Account fee  
  • A dedicated Private Banker with 24/7 access to the Private Banking team
  • Get 60% off your partner’s monthly account fee  
  • 80% Discount on secondary World Citizen Credit Cards account fees for your family  
  • Open a (sum)1 Account for your kids under 16 and pay no monthly fees
  • With a (sum)1 Account, your kids can enjoy Junior Perks benefits and get access to deals and discounts on food, fashion, entertainment, lifestyle, and education
     

Live joyfully 

  • Get a Standard Bank Connect SIM starting from R129 per month and discover exclusive benefits, such as: o
    • up to 5GB* inclusive monthly data or 5 unlimited calls* to any number  
    • an additional 5GB* per month as a Signature Banking client  
    • up to 50% discount* on device accessories  
  • Up to 35% off your next car rental with Avis and get a complimentary Avis President’s Club membership
  • Unlimited** complimentary visits to our OR Tambo Library Lounge, Fluent Lounge, and Bidvest domestic and international lounges  
  • Unlimited** complimentary visits to over 1 300 international airport lounges through the MasterCard Travel Pass App  
  • Up to 20%* back in Rewards Points on a category of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards  
  • Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations  
  • 10% Discount on flight prices anywhere in the world when you book through Travelstart  
  • Up to 15%* discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East and Africa
  • Up to 10%* cash back when booking your hotel and accommodation on Booking.com
  • Achieve your fitness goals wherever you are, whenever you want with Fiit and get 25% off on your first subscription  
  • Affordable digital healthcare and 10 free digital health checks with UNU Health  
  • Get a power back-up system from LookSee and finance it through a home loan readvance, credit card or apply for a Term Loan

Learn how to redeem your credit card benefits and explore what the World Citizen Credit Card has to offer.

*T&Cs apply and qualifying criteria apply
** Minimum spend of R20 000 per month to qualify for unlimited access and R15 000 spend to qualify for 12 visits per year

Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions

Invest & Plan

Invest skilfully

  • Platinum Optimum Offshore bank account with a Visa debit card. Save £240 a year on monthly account fees. 
  • Access to Standard Bank financial consultant advisors
  • Online Share Trading: A well-established platform that gives you direct access to companies listed on the JSE and ETFs with free educational tutorials and webinars  
  • Structured solutions: Get access to structured products, warrants, bespoke structuring and AMC solutions
  • Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in the United States, London and other European stock markets

Plan wisely

  • Advisory services with free simple Will drafting, tax planning, financial planning and estate planning
  • Take out a Liberty Lifestyle Protector and Liberty Investment and get up to 40% off your premiums back every 5 years  
  • Free personal accident cover to the value of R40 000

* T&Cs apply

What it costs
  • R530  a month for bundled services and benefits
  • Annual World Citizen and Platinum Diners Club card fees are included
  • R210 a month for a secondary account for your partner
  • R26  a month for your partner’s World Citizen Credit Card with Family Banking
  • Pay as you transact only after using your bundled services for the month

See 2025 pricing guide
See 2024 pricing guide
 

How to get it

What you need to qualify:

  • You must be 18 years or older
  • Earn a minimum of R92 000 per month
     

What you need to submit:

  • Your South African ID (or passport if not a South African citizen)
  • Recent payslip or confirmed contract of employment
  • Proof of residence not older than 3 months

How to apply:

  • Fill in your details on our Call me back form and a Private Banker will be in touch.
What is a Signature Evolve Account

Enjoy the benefit of a Signature Evolve Account where you can earn from triple* the UCount Points and access to a linked credit facility to help you maintain and manage your financial goals.

Benefits

UCount Rewards
From three times* the earning potential means that you win with each swipe of your Evolve Card. Spend your Points your way and enjoy an even richer experience with UCount Rewards.

Lifestyle
A world of comfort and convenience is calling. Get unlimited* access to premium domestic airport lounges with your Signature Evolve Account.

What it costs
A Signature Evolve Account is the same fee as your existing transactional account.

*T&Cs apply

  • Bank & Rewards
  • Invest & Plan
  • What it costs
  • How to get it
  • What is a Signature Evolve Account

Bank easily

  • World Citizen Credit Card bundled into your Signature Account fee  
  • A dedicated Private Banker with 24/7 access to the Private Banking team
  • Get 60% off your partner’s monthly account fee  
  • 80% Discount on secondary World Citizen Credit Cards account fees for your family  
  • Open a (sum)1 Account for your kids under 16 and pay no monthly fees
  • With a (sum)1 Account, your kids can enjoy Junior Perks benefits and get access to deals and discounts on food, fashion, entertainment, lifestyle, and education
     

Live joyfully 

  • Get a Standard Bank Connect SIM starting from R129 per month and discover exclusive benefits, such as: o
    • up to 5GB* inclusive monthly data or 5 unlimited calls* to any number  
    • an additional 5GB* per month as a Signature Banking client  
    • up to 50% discount* on device accessories  
  • Up to 35% off your next car rental with Avis and get a complimentary Avis President’s Club membership
  • Unlimited** complimentary visits to our OR Tambo Library Lounge, Fluent Lounge, and Bidvest domestic and international lounges  
  • Unlimited** complimentary visits to over 1 300 international airport lounges through the MasterCard Travel Pass App  
  • Up to 20%* back in Rewards Points on a category of your choice: Grocery Rewards, Lifestyle Rewards or Fashion Rewards  
  • Up to R10* back per litre of fuel and oil at participating Caltex and Astron Energy service stations  
  • 10% Discount on flight prices anywhere in the world when you book through Travelstart  
  • Up to 15%* discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East and Africa
  • Up to 10%* cash back when booking your hotel and accommodation on Booking.com
  • Achieve your fitness goals wherever you are, whenever you want with Fiit and get 25% off on your first subscription  
  • Affordable digital healthcare and 10 free digital health checks with UNU Health  
  • Get a power back-up system from LookSee and finance it through a home loan readvance, credit card or apply for a Term Loan

Learn how to redeem your credit card benefits and explore what the World Citizen Credit Card has to offer.

*T&Cs apply and qualifying criteria apply
** Minimum spend of R20 000 per month to qualify for unlimited access and R15 000 spend to qualify for 12 visits per year

Personal transaction accounts terms and conditions
General terms and conditions
Standard Bank Connect terms and conditions

Invest skilfully

  • Platinum Optimum Offshore bank account with a Visa debit card. Save £240 a year on monthly account fees. 
  • Access to Standard Bank financial consultant advisors
  • Online Share Trading: A well-established platform that gives you direct access to companies listed on the JSE and ETFs with free educational tutorials and webinars  
  • Structured solutions: Get access to structured products, warrants, bespoke structuring and AMC solutions
  • Shyft: Buy, store and transact with foreign currencies; and invest in shares and ETFs in the United States, London and other European stock markets

Plan wisely

  • Advisory services with free simple Will drafting, tax planning, financial planning and estate planning
  • Take out a Liberty Lifestyle Protector and Liberty Investment and get up to 40% off your premiums back every 5 years  
  • Free personal accident cover to the value of R40 000

* T&Cs apply

  • R530  a month for bundled services and benefits
  • Annual World Citizen and Platinum Diners Club card fees are included
  • R210 a month for a secondary account for your partner
  • R26  a month for your partner’s World Citizen Credit Card with Family Banking
  • Pay as you transact only after using your bundled services for the month

See 2025 pricing guide
See 2024 pricing guide
 

What you need to qualify:

  • You must be 18 years or older
  • Earn a minimum of R92 000 per month
     

What you need to submit:

  • Your South African ID (or passport if not a South African citizen)
  • Recent payslip or confirmed contract of employment
  • Proof of residence not older than 3 months

How to apply:

  • Fill in your details on our Call me back form and a Private Banker will be in touch.

Enjoy the benefit of a Signature Evolve Account where you can earn from triple* the UCount Points and access to a linked credit facility to help you maintain and manage your financial goals.

Benefits

UCount Rewards
From three times* the earning potential means that you win with each swipe of your Evolve Card. Spend your Points your way and enjoy an even richer experience with UCount Rewards.

Lifestyle
A world of comfort and convenience is calling. Get unlimited* access to premium domestic airport lounges with your Signature Evolve Account.

What it costs
A Signature Evolve Account is the same fee as your existing transactional account.

*T&Cs apply

Tips and guidance
Getting started
Getting started
Using your card
Using your card
Keeping your card safe
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card
Ways to pay by card

Using a credit or debit card gives you various payment options.

Getting started
Using your card
Keeping your card safe

Using your card is one of the safest ways to pay, but you should always take precautions.

Ways to pay by card

Using a credit or debit card gives you various payment options.

Register now to benefit from paying with your Credit, Cheque or Debit card.

1

Using any qualifying Standard Bank personal Credit, Cheque or Debit card.

2

Rewards Points on all your qualifying purchases.

3

Rewards Points in four easy ways. Improve your Tier Level and earn even more Rewards Points.

Other accounts you might like...
We also offer
PB_CreditCardLanding_CrossSell
Credit cards

Instant access to money you’re not carrying as cash. Money you can spend safely and easily in-store, online or overseas.

Savings and investments MarketLink
MarketLink savings account

Enjoy the benefits of a bank account while saving money for a rainy day.

Platinum optimum bank account
Platinum Optimum

Get exclusive benefits as a Private Banking client to simplify even your most complex international personal banking needs.