Who we are
We are the largest banking group on the continent by assets offering universal financial services across sub-Saharan Africa.
OUR GROUP AT A GLANCE
Offering Banking
Offering banking services in Southern Africa for past 160 years.
JSE Listing
Listed on the JSE for almost 50 years
African continent
Available across 20 countries on the African continent.
Employees
Over 49 000 employees
2022 Annual Results
Headline earnings
37%
R34 247 million
FY21: R25 021 million
Headline earnings per share (HEPS)
33%
2 087 cents
FY21: 1 573 cents
Net asset value per share
6%
13 302 cents
FY21: 12 493 cents
Dividend per share (DPS) (c)
38%
1 206 cents
FY21: 871 cents
Return on equity (ROE)
16.4%
FY21: 13.5%
Cost-to-income ratio
54.9%
FY21: 57.8%
Credit loss ratio (CLR)
75 bps
FY21: 73 bps
Common equity tier 1 ratio
13.5%
FY21: 13.8%
Sim Tshabalala
GROUP CHIEF EXECUTIVE, SBG AND EXECUTIVE DIRECTOR, SBSA
Africa is our home, we drive her growth.