Personal and Private Banking
We partner with clients and provide them with comprehensive financial solutions designed to build sustainable personal growth. With over 16 million clients in 15 African countries, we are building a legacy of financial prosperity across the continent.
What we offer our clients:
Transactional banking
We cater to our clients’ banking needs with an unrivalled team of bankers and easy and cost-effective solutions, including digital wallets, cards, and payment and transfer platforms. Our presence includes over 6 000 ATMs and 1 200 points of representation across the continent.
Private banking
As Africa's best Private Bank*, our clients have access to an extensive financial advisor network in Africa, highly skilled relationship managers, bespoke lending and an established offshore presence in the Isle of Man and Jersey.
Digital banking
With over 4 million digitally active clients in South Africa and a growing base across Africa, we continue to enhance our banking apps as our primary digital channel, meeting all our clients' day-to-day banking needs and offering a gateway to our wide range of products and services.
Credit cards
We are proud to be one of the largest card issuers in Africa and South Africa. We aim to provide our clients with value, convenience and secure ways to make payments in-store, online and in-app, while offering cardholders exceptional lifestyle, travel and insurance benefits.
Savings and Investment
Our strong history and brand across the continent gives clients the confidence to safeguard and grow their wealth with the wide range of onshore and offshore savings and investment solutions that we offer.
Insurance
We provide comprehensive insurance solutions to protect our clients, their assets, their finances, and safeguard their future.
Home loans
We are one of the leading providers of home loans in South Africa. We also offer a range of competitive solutions for homeowners, such as LookSee, a solution that helps clients decrease the cost of owning and managing a home.
Personal loans
We support the aspirations and growing needs of our clients through financing options that provide flexibility to cater for short- and long-term requirements that improve their and their families' lives.
Forex solutions
Shyft is our global money app, which provides clients across banks with the best forex rates in the market. Clients can buy USD, EUR, GBP and AUD for international travel, shopping, payments and investments.
Vehicle and asset finance
We have a growing vehicle and asset finance book, offering comprehensive finance solutions in instalment credit and related services across the continent, which allows us to meet our clients’ mobility needs.
Visit one of our country sites to view our
specific product and service offerings.
Choose from the drop-down to go to each country’s site and see which services are available in your region.
General contacts - Select country
Europe
Our other business units
Business and Commercial Banking
We partner for growth, providing tailored financial solutions and expertise to help businesses of all sizes start, manage, and grow across Africa.
Corporate and Investment Banking
We are Africa's leading corporate and investment bank, connecting businesses to opportunities across the continent and beyond.