Personal and Private Banking
We partner with Africans on their journeys of sustainable and holistic growth. With our comprehensive suite of financial products and solutions, and our on-the-ground experience, we foster trust and build long-lasting relationships with over 15 million clients - across 15 African countries - instilling the confidence to create better lives today and for generations to come.
What we offer our clients:
Transactional banking
We meet our clients’ banking needs with an unrivalled distribution force of bankers, easy and cost-effective solutions, including digital wallets, cards, payment and transfer platforms, and over 6 000 ATMs and 1 200 points of representation.
Private banking
As Africa's best Private Bank, our clients have access to the most significant financial advisor network in Africa, highly skilled Relationship Managers, bespoke lending and an established offshore presence in the Isle of Man and Jersey.
Digital banking
With over 4 million digitally active clients in South Africa, and a growing base across Africa, we continue to enhance our Banking Apps as our primary digital channel; meeting all our clients day-to-day banking needs and offing a gateway to our wide range of products and services.
Credit cards
Our range of credit card solutions provides clients with tools to manage expenses, access credit when needed, and enjoy rewards.
Savings and Investment
Our strong brand across the continent gives clients the confidence to safeguard and grow their wealth with our wide range of onshore and offshore savings and investment solutions.
Insurance
Our insurance solutions ensure that we secure and protect what matters most to our clients – today and for the future.
Home loans
We are one of the leading providers of home loans in South Africa and offer competitive solutions that help clients decrease the cost of owning and running a home.
Personal loans
We support the aspirations and growing needs of our clients through financing options that provide flexibility to cater for short- to long-term requirements that improve their and their families' lives.
Forex solutions
Shyft, the global money app by Standard Bank, offers our clients the cheapest forex rates in the market. Clients can buy USD, EUR, GBP and AUD for international travel, shopping, payments and investments.
Vehicle and asset finance
A growing vehicle and asset finance book offering comprehensive finance solutions in instalment credit and related services across the continent allows us to meet our clients’ mobility needs.
Visit one of our country sites to view our
specific product and service offerings.
Choose from the drop-down to go to each country’s site and see which services are available in your region.
General contacts - Select country
Europe
Our other business units
Business and Commercial Banking
We partner for growth, providing tailored financial solutions and expertise to help businesses of all sizes start, manage, and grow across Africa.
Corporate and Investment Banking
We are Africa's leading corporate and investment bank, connecting businesses to opportunities across the continent and beyond.