Owner-occupied property financing
Eliminate rental escalations with your own appreciating asset
Some of the benefits
Access facility
Use extra capital repayments you’ve made to help with cash flow or financing
Continuity
Secure a location for company operations and create business continuity
Split asset option
Maintain ownership of the property for income rental if you sell your business
Expert guidance
Talk to our property specialists about the right property and financing for you
What you get
- Expert guidance on commercial property development
- Market trends analysis in specific areas
- Help ensuring your property meets future expansion needs
- Information on commercial properties being sold by our clients
- Access to the additional funds you’ve repaid towards the capital
How it works
- You need a Business Current Account to apply
- At least 70% of the rent must come from your business
- It’s ideal for retail premises, factories, warehouses, offices or industrial plants
- We can help you identify your ideal property type and price
- Capital and interest are agreed up front
- You can give notice to access additional capital repayments
What it costs
- No monthly fees
- Capital repayments are structured to suit your cash flow
- Monthly interest payments are debited from your account
How to get it
If you already have a Business Current Account
- Speak to your business banker
- Email us
- Call 0860 109 075
- Or speak to us at your nearest branch
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What you get
-
How it works
-
What it costs
-
How to get it
- Expert guidance on commercial property development
- Market trends analysis in specific areas
- Help ensuring your property meets future expansion needs
- Information on commercial properties being sold by our clients
- Access to the additional funds you’ve repaid towards the capital
- You need a Business Current Account to apply
- At least 70% of the rent must come from your business
- It’s ideal for retail premises, factories, warehouses, offices or industrial plants
- We can help you identify your ideal property type and price
- Capital and interest are agreed up front
- You can give notice to access additional capital repayments
- No monthly fees
- Capital repayments are structured to suit your cash flow
- Monthly interest payments are debited from your account
If you already have a Business Current Account
- Speak to your business banker
- Email us
- Call 0860 109 075
- Or speak to us at your nearest branch
We also offer
Business Current Account
Run your business with a business bank account that lets you manage your money and transact 24/7 from your Banking App or Internet Banking. Our business current account gives you access to secure electronic transfers, pre-paid purchases and payments, and allows you to boost your business’s cashflow with tailored business lending solutions.
Vehicle and asset financing
Need a delivery van? Flat-bed truck or capital equipment? We’ll get you a great deal on the right finance plan.
Understanding your risk profile
Environmental
Environmental
Risk that mostly refers to the industry in which you plan to set up your business and your customers.
Financial
Financial
Risk that’s determined by the financial state of your business, and the security that you’re able to offer.
Management
Management
Risk that takes into account the skills, commitment and abilities of the owners and management of your business.
What you need to apply
What you need to apply
Knowing up-front the information we need from you will help your application process run as smoothly as possible.
Need help?