Fixed Repayments Business Loan
Plan your business’s future with a loan that gives you fixed repayment amounts and flexible repayment terms.
36 to 120
Months to pay
Personalised
Interest rate
Some of the benefits
Set payments
Any interest rate hikes won’t affect your monthly repayment amount
Instant capital
Get quick access to funds to act on business growth opportunities or to acquire new assets
Convenient
See if you qualify online and get paid directly into your account once your application is approved
Affordable
Enjoy personalised interest rates and pay a low monthly service fee
Calculate repayments
Work out how much you’ll potentially repay each month
What you get
- Use the Fixed Repayments Business Loan as a cashflow management tool for your business
- Repay your loan over 3 to 10 years - the choice is yours
- Budget for the term of your loan with fixed monthly repayments
- A medium- to long-term lending solution to help your business grow
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
How it works
- You need a Standard Bank Business Current Account to qualify for a Fixed Repayments Business Loan
- Funds are paid straight into your bank account
- Monthly instalments are agreed on upfront
- Interest is linked to prime, but your repayments are fixed
- Any interest rate hikes are covered with additional instalments
What it costs
- Monthly service fee: R69
- Once-off initiation fee: 1.51% of your approved limit
- Personalised interest rate
How to get it
If you already have a Business Current Account and would like to apply for a Fixed Repayments Business Loan, you can simply:
- Speak to your relationship manager
- Send us a Call me back
- Call us on 0860 109 075
- Or speak to us at your nearest branch
-
What you get
-
How it works
-
What it costs
-
How to get it
- Use the Fixed Repayments Business Loan as a cashflow management tool for your business
- Repay your loan over 3 to 10 years - the choice is yours
- Budget for the term of your loan with fixed monthly repayments
- A medium- to long-term lending solution to help your business grow
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
- You need a Standard Bank Business Current Account to qualify for a Fixed Repayments Business Loan
- Funds are paid straight into your bank account
- Monthly instalments are agreed on upfront
- Interest is linked to prime, but your repayments are fixed
- Any interest rate hikes are covered with additional instalments
- Monthly service fee: R69
- Once-off initiation fee: 1.51% of your approved limit
- Personalised interest rate
If you already have a Business Current Account and would like to apply for a Fixed Repayments Business Loan, you can simply:
- Speak to your relationship manager
- Send us a Call me back
- Call us on 0860 109 075
- Or speak to us at your nearest branch
We also offer
Business Current Account
Run your business with a business bank account that lets you manage your money and transact 24/7 from your Banking App or Internet Banking. Our business current account gives you access to secure electronic transfers, pre-paid purchases and payments, and allows you to boost your business’s cashflow with tailored business lending solutions.
Vehicle and asset financing
Need a delivery van? Flat-bed truck or capital equipment? We’ll get you a great deal on the right finance plan.
Understanding your risk profile
Environmental
Environmental
Risk that mostly refers to the industry in which you plan to set up your business and your customers.
Financial
Financial
Risk that’s determined by the financial state of your business, and the security that you’re able to offer.
Management
Management
Risk that takes into account the skills, commitment and abilities of the owners and management of your business.
What you need to apply
What you need to apply
Knowing up-front the information we need from you will help your application process run as smoothly as possible.