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Agricultural Production Loan

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Need a short-term business loan for crop and livestock production purposes? Get access to funds whatever your production season needs.

Some of the benefits

Instant capital

Finance production costs such as seed, fertiliser, chemicals, fuel, animal feed or dips

Flexible terms

Make monthly repayments or repay the full amount at the end of the season

Apply online

Get quick access to working capital by applying online via Internet Banking

Convenient

Get immediate access to funds as it is paid directly into your business bank account

Instant capital

Finance production costs such as seed, fertiliser, chemicals, fuel, animal feed or dips

Flexible terms

Make monthly repayments or repay the full amount at the end of the season

Apply online

Get quick access to working capital by applying online via Internet Banking

Convenient

Get immediate access to funds as it is paid directly into your business bank account
Calculate repayments

Work out how much you’ll potentially repay each month

What you get
  • Apply for an Agricultural Production Loan as a cashflow management tool for your farm
  • Repay your loan over 4 to 18 months - the choice is yours
  • A short-term lending solution to help you keep up with production

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

How it works
  • You need a Standard Bank Business Current Account to qualify for an Agricultural Production Loan
  • Your funds will be made available in your Business Current Account
  • The loan amount is based on your cashflow needs, risk and affordability
  • Choose to pay the interest monthly and the rest of the loan at the end of the term
  • Or repay the full loan amount in a single instalment at the end of the season
What it costs
  • Once-off initiation fee: 1.26% of your approved limit
  • Monthly service fee: R69
  • Personalised interest rate

See 2024 pricing guide

See 2025 pricing guide

How to get it

If you already have a Business Current Account and would like to apply for a Business Revolving Loan, you can simply:

  • What you get
  • How it works
  • What it costs
  • How to get it
  • Apply for an Agricultural Production Loan as a cashflow management tool for your farm
  • Repay your loan over 4 to 18 months - the choice is yours
  • A short-term lending solution to help you keep up with production

See  T&Cs  for Business Lending Juristic in NCA
See  T&Cs  for Business Lending Juristic outside NCA
See  T&Cs  for Business Lending Natural In NCA

  • You need a Standard Bank Business Current Account to qualify for an Agricultural Production Loan
  • Your funds will be made available in your Business Current Account
  • The loan amount is based on your cashflow needs, risk and affordability
  • Choose to pay the interest monthly and the rest of the loan at the end of the term
  • Or repay the full loan amount in a single instalment at the end of the season
  • Once-off initiation fee: 1.26% of your approved limit
  • Monthly service fee: R69
  • Personalised interest rate

See 2024 pricing guide

See 2025 pricing guide

If you already have a Business Current Account and would like to apply for a Business Revolving Loan, you can simply:

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Understanding your risk profile
Environmental
Environmental

Risk that mostly refers to the industry in which you plan to set up your business and your customers.

Financial
Financial

Risk that’s determined by the financial state of your business, and the security that you’re able to offer.

Management
Management

Risk that takes into account the skills, commitment and abilities of the owners and management of your business.

What you need to apply
What you need to apply

Knowing up-front the information we need from you will help your application process run as smoothly as possible.

Environmental

Risk that mostly refers to the industry in which you plan to set up your business and your customers.

Financial

Risk that’s determined by the financial state of your business, and the security that you’re able to offer.

Management

Risk that takes into account the skills, commitment and abilities of the owners and management of your business.

What you need to apply

Knowing up-front the information we need from you will help your application process run as smoothly as possible.