Business Term Loan
Are you looking for a business loan that can be used to fund your business expansion or capital acquisitions, whilst ensuring your repayment term remains consistent?
Whether you bank with Standard Bank or not, the Business Term Loan is the perfect solution for you.
Some of the benefits
Swift funding
Access funds to cater for urgent business needs, paid directly into your transactional account
Dynamic offering
Plan better and easily avoid cashflow strain with fixed monthly loan repayments
Accessibility
Easily apply online with minimum information required and receive a swift response
Business growth
Seamlessly finance your fixed assets or extend your business premises
Calculate repayments
Work out how much you’ll potentially repay each month
What you get
- Dedicated Relationship Banker with a support team to cater for your business needs
- Interest rate linked to prime
- Fixed monthly repayments over a term of 36 months to a maximum of 60 months
See general T&Cs
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
How it works
- Your business must be trading for 2 years or more with an active business transactional account at any bank
- Have a structured reduced monthly repayment facility with no revolving capability to ensure that your loan is paid off over the agreed term
- Changes to the prime interest rate only has an impact on your agreed term and not on your monthly repayments
What it costs
- Monthly service fee from a minimum of R69 to a maximum of R260 (This caters for in and outside of NCA)
- Once-off initiation fee between R74.75 – R3 775 for your approved limit
- Dynamic interest rate
- Consult with your Relationship Banker to find a suitable insurance solution on your loan to protect your business
How to get it
If you don't currently bank with Standard Bank or have have only been banking with us for less than 6 months:
- Click on Apply Now to proceed with the loan application
If you are an existing business client with a business transactional account that is older than 6 months:
- Contact your Relationship Banker or
- Click on Apply Now to proceed with the loan application
-
What you get
-
How it works
-
What it costs
-
How to get it
- Dedicated Relationship Banker with a support team to cater for your business needs
- Interest rate linked to prime
- Fixed monthly repayments over a term of 36 months to a maximum of 60 months
See general T&Cs
See T&Cs for Business Lending Juristic in NCA
See T&Cs for Business Lending Juristic outside NCA
See T&Cs for Business Lending Natural In NCA
- Your business must be trading for 2 years or more with an active business transactional account at any bank
- Have a structured reduced monthly repayment facility with no revolving capability to ensure that your loan is paid off over the agreed term
- Changes to the prime interest rate only has an impact on your agreed term and not on your monthly repayments
- Monthly service fee from a minimum of R69 to a maximum of R260 (This caters for in and outside of NCA)
- Once-off initiation fee between R74.75 – R3 775 for your approved limit
- Dynamic interest rate
- Consult with your Relationship Banker to find a suitable insurance solution on your loan to protect your business
If you don't currently bank with Standard Bank or have have only been banking with us for less than 6 months:
- Click on Apply Now to proceed with the loan application
If you are an existing business client with a business transactional account that is older than 6 months:
- Contact your Relationship Banker or
- Click on Apply Now to proceed with the loan application
We also offer
Business Current Account
Run your business with a business bank account that lets you manage your money and transact 24/7 from your Banking App or Internet Banking. Our business current account gives you access to secure electronic transfers, pre-paid purchases and payments, and allows you to boost your business’s cashflow with tailored business lending solutions.
Vehicle and asset financing
Need a delivery van? Flat-bed truck or capital equipment? We’ll get you a great deal on the right finance plan.
Understanding your risk profile
Environmental
Environmental
Risk that mostly refers to the industry in which you plan to set up your business and your customers.
Financial
Financial
Risk that’s determined by the financial state of your business, and the security that you’re able to offer.
Management
Management
Risk that takes into account the skills, commitment and abilities of the owners and management of your business.
What you need to apply
What you need to apply
Knowing up-front the information we need from you will help your application process run as smoothly as possible.