Get a loan to expand your operations, create opportunities and grow your business.
Benefits of our business loans
Financing solutions for agricultural enterprises from resources and equipment to seasonal cashflow.
If you’re a large manufacturer, or a distributor of wholesale goods, Distribution Supply Chain Finance is the perfect solution for flexible loans to help maintain your cashflow
With our Invoice Discounting Facility, your business can draw money against invoices issued for completed contracts before payment is received from your creditors.
With the Purchase Order Discounting service, your business can fulfil orders and pay suppliers. Get working capital to keep your business moving forward.
We offer Import and Export products to help you trade your goods and services across borders.
Make payments directly from your business current account and manage your cash flow with a business overdraft facility
The distributor’s business should have been in existence for 6 months...
This is a short to long term facility available to privately owned schools for the establishment, expansion or upgrade of basic and specialized facilities. It can also be used for short term working capital requirements.
Tenor: 12 months for Working Capital, and maximum of 7 years for Term Loan.
Facility Types: Working Capital, Asset Finance, Term Loan Credit Facilities.
Amount: Any amount, subject to a maximum of N500 Million for Working Capital requirement and N5 Billion for Term Loan.
From the School’s operating cashflow and proceeds of the financed business
Interest rate: Competitive
Management fee: 1%
A personal account for professionals on the move, the HYCA Gold account gives you the features of a current account with the benefits of a savings account
Get access real-time balances and statements, make payments, buy airtime top-up, redeem western union and manage your money without going into a branch