HYCA Gold
High Yield Current Account
It is a hybrid current account that offers zero current account maintenance fee when customer maintains a minimum balance on the account. The account holder is paid a graduated credit interest for maintaining a minimum balance on the account.
N
2 500*
Monthly Fees
Some of the benefits
Personalized service
You get a dedicated Executive Banking relationship manager
Digital banking
Access to our full suite of digital banking solutions
Competitive interest rates
Enjoy up to 0.05% interest a on a minimum monthly balance
24/7 Support
Multilingual customer care centres via phone, email and social media
What You Get
The HYCA Gold account works best with a minimum monthly balance of N500 000
- Enjoy 0.05% interest a on a minimum monthly balance*
- Zero current Account Maintenance fees*
- Free customised Gold cheque book, Gold debit and credit cards
- Personalised banking experience via a dedicated relationship manager
*Applicable to an Opening and minimum balance of N500,000 (Five hundred Thousand Naira only)
What It Costs
- A minimum opening balance of N500 000
- A monthly membership fee of N2 500 (applicable monthly) will be charged if the daily balance is less than N500 000
- N500,000 to N999,999.99 has an interest of 0.01% p.a
- N1,000,000 to N4,999,999.99 has an interest of 0.015% p.a
- N5,000,000 and above has an interest of 0.05% p.a
See product pricing guide on page below
How To Get It
- Ensure an opening Balance of N500,000
- Completed account application form
- 2 passport photos
- Bank Verification Number of account holder (s)
- Valid means of ID- a voter’s card, international passport or a driver's license
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What You Get
-
What It Costs
-
How To Get It
The HYCA Gold account works best with a minimum monthly balance of N500 000
- Enjoy 0.05% interest a on a minimum monthly balance*
- Zero current Account Maintenance fees*
- Free customised Gold cheque book, Gold debit and credit cards
- Personalised banking experience via a dedicated relationship manager
*Applicable to an Opening and minimum balance of N500,000 (Five hundred Thousand Naira only)
- A minimum opening balance of N500 000
- A monthly membership fee of N2 500 (applicable monthly) will be charged if the daily balance is less than N500 000
- N500,000 to N999,999.99 has an interest of 0.01% p.a
- N1,000,000 to N4,999,999.99 has an interest of 0.015% p.a
- N5,000,000 and above has an interest of 0.05% p.a
See product pricing guide on page below
- Ensure an opening Balance of N500,000
- Completed account application form
- 2 passport photos
- Bank Verification Number of account holder (s)
- Valid means of ID- a voter’s card, international passport or a driver's license
Pricing Guide in line with CBN Guide to Bank Charges by Banks and other financial institutions effective 01 January 2024.
Pricing Guide in line with CBN Guide to Bank Charges by Banks and other financial institutions effective 01 January 2024.
We also offer
CHESS Account
The flexible CHESS account makes every Naira count for you and your child.
Internet Banking
We provide a safe and secured environment for you to make transfers, payments and track your account easily with our internet banking anytime and anywhere. Register or log on to our internet banking now.