Personal Loans
Get a personal loan to pay for large purchases, bail you of a financial hardship or even just supplement unexpected expenditure. We have a wide variety of loans that can benefit you in certain circumstances and when used and paid back correctly.
What are you looking for?
Fixed Term Loan
This is an unsecured personal loan that can help you to finance short term needs. This type of loan is ideal if you want to finance the purchase of appliances or furniture, pay school fees in advance, or if you require credit over an extended period.
Home Loan
Become a home owner today with our Home Loan. This mortgage also allows you to finance the improvement or refurbishment of your existing home, or buy out and transfer an existing mortgage from another Bank. Want to know more about this loan?
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Pay Day Loan
Get up to 40% of your monthly salary to give you financial relief in case of emergency. This interest free-loan is tailored to meet the needs of customers who require short term financing.
Revolving Term Loan
A Revolving term loan is an unsecured loan that you can redraw the amount you have already paid off or top up after 3 or 6 months. This loan is flexible, you can top up as you go. If you have a good transactional behaviour in your current account, you will get an offer to apply or top up on 247 online after just paying 10%.
Discounted Loans for Nurses and Midwives
Standard Bank Plc in partnership with the Nurses and Midwifery Council of Malawi have introduced a Nurses Discounted Loan Program for all licensed nurses and midwives country wide regardless of their cadre. Participating Nurses and Midwives will enjoy interest rates significantly lower than prevailing market rates. This offer has been made to help Nurses and Midwives build a strong financial muscle.
Calculate how much your monthly loan repayment will be.
This online calculator provides an indication only, and you are to use this online calculator at your own discretion. Standard Bank gives no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae or calculation provided through the use of this calculator and does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and use of this calculator.
All rates and fees used in the calculators are provided as an indication only and do not imply an offer or acceptance of a loan. Any fees quoted herein are subject to change.
Note that the monthly repayment is calculated up to a maximum of 35% of your total net monthly income.