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Fixed Term Loan

Fixed Term Loan

This is an unsecured personal loan that can help you to finance short term needs. This type of loan is ideal if you want to finance the purchase of appliances or furniture, pay school fees in advance, or if you require credit over an extended period.

Benefits of a fixed term loan

Apply Online

You do not have to come to the branch to apply for the loan. Apply on 247 online and App

Dedicated Support

Call 247 toll free to get assistance if you have not received your Top up offer

Your terms

Choose to repay your loan at the pace you're comfortable with

Loan Insurance

You get a loan protection plan which covers you in case of death or permanent disability

Apply Online

You do not have to come to the branch to apply for the loan. Apply on 247 online and App

Dedicated Support

Call 247 toll free to get assistance if you have not received your Top up offer

Your terms

Choose to repay your loan at the pace you're comfortable with

Loan Insurance

You get a loan protection plan which covers you in case of death or permanent disability
What you get
  • Loan protection for death and permanent disability
  • Can be offered to secondary market
  • Amortized over 12 or 24 months
  • Monthly repayments of up to 30% of your Net Salary
  • Minimum MK35,000 and Maximum MWK 1,500,000
What it costs

A flat fee of 4% min MWK 11 500.00

2024 Pricing guide

 

How to get it
  • Letter of undertaking from employer
  • Latest pay slip
  • National ID
  • Utility Bill

 

  • What you get
  • What it costs
  • How to get it
  • Loan protection for death and permanent disability
  • Can be offered to secondary market
  • Amortized over 12 or 24 months
  • Monthly repayments of up to 30% of your Net Salary
  • Minimum MK35,000 and Maximum MWK 1,500,000

A flat fee of 4% min MWK 11 500.00

2024 Pricing guide

 

  • Letter of undertaking from employer
  • Latest pay slip
  • National ID
  • Utility Bill