Become A Partner
Join the rapidly growing financial services platform in Sub-Saharan Africa through a partnership with Unayo. Donor organizations, humanitarian aid agencies, government entities, and businesses use Unayo to connect to people, making it easier to move their funds and share information.
Unayo is designed to facilitate connections between businesses and individuals sharing mutual financial objectives. Serving as an inclusive digital financial services platform, Unayo offers digital accessibility, enabling individuals and businesses to register from any smart mobile device.
This platform’s innovation combines comprehensive bank account functionalities with the convenience of a mobile wallet, streamlining end-to-end disbursements and payment processes for businesses and organizations.
Notably, Unayo is compatible across various mobile devices, providing users with the flexibility to operate without restrictions tied to a specific mobile network. With this feature, Unayo has experienced over 60% year-on-year growth in number of individual and organizational users.
Since its inception in 2021, Unayo has emerged as a cost-effective financial services platform dedicated to serving economically disadvantaged and unbanked individuals. By extending support to organizations aiming to connect with these demographics, Unayo actively promotes financial inclusion within diverse communities.
- Unayo extends its services to Malawi, Botswana, Eswatini, Lesotho and Zimbabwe through the internet banking, smart app and USSD channels, accessible round-the-clock.
- Organizations can use the assisted services through the Unayo Team who offer hands-on support throughout the onboarding and payments process.
- Unayo is a comprehensive digital platform that allows organizations and individual users to self-register through USSD or the Smart App, eliminating the necessity of visiting a physical branch for registration.
- Zero monthly account management fees, and low-cost transaction fees.
- Unayo offers traceability and auditability of fund movements, ensuring organizations can have certainty that the designated recipient receives the funds.
- Access to compressive reports and statements for financial monitoring and reconciliation.
- Organizations can configure users to load or approve payments within a flexible and customizable workflow that aligns with their organizational structure.
- The capability to adjust transaction limits based on organizational roles
- Unayo possesses a vast and growing network of merchants who cater to Unayo users, facilitating the delivery of financial services and addressing the last-mile challenge.
- Standard Bank’s ATM network support Unayo users for redeeming and depositing funds.
- Recipients do not require an Unayo account to receive funds; they can receive funds through a mobile number or email address.
- Unayo promotes financial inclusion by being network agnostic, allowing anyone with a phone and a SIM card to receive funds.
- The self-service feature, available on the internet banking channel, enables organizations to independently send funds to designated recipients or staff.
- Integration is through RESTful APIs via HTTPS with numerous security features and offer enhanced convenience by being able to trigger transactions directly.
- The integration, in conjunction with the Standard Bank team, can be completed within 3-4 weeks enabling you to perform Unayo services from your platform such as single and bulk payments, Request to Pay, Unayo Pay and more.
- Pay staff or send financial grants to recipients immediately and securely
- Utilize the reporting capability, which encompasses 70 reports distributed across seven categories, to trace and report transactions effectively.
- Unayo offers hands-on support, if required, to assist with the onboarding and payment procedures
- Once onboarded, Unayo ensures that there is adequate merchant coverage in your business location and campaign regions to support your staff and recipients
- Securely attach documents to your transactions and channels via Unayo
- Load bills for collection using the Request to Pay feature
- Unayo offer training for our merchants and partners:
- Face-to-Face: In person training with a facilitator to walk the team through various systems and procedures.
- Live virtual training: Online training with a facilitator covering topics of interest
- Video training: Pre-recorded self-paced training videos covering common and advanced topics relevant to the attendees.
- Sand Box Training: Hands on training on the testing environment that mirrors the live system and cover enhancements and upgrades.
Unayo is a global digital platform that brings you, as a valued customer, a wide range of capabilities to meet your day-to-day services and transactional needs.
You and your business are enabled through Unayo to transact securely and conveniently from your couch, desk, shop or wherever you are.
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