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Merchant capability
Unayo is a secure digital platform, powered by Standard Bank. Unayo makes it easy for you to transact instantly from wherever you are.
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Features and benefits for Merchants
Find out what UNAYO can offer you and your business!
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UNAYO for Merchants

You can apply to become an UNAYO merchant using either your Pro or Business accounts.

By becoming a merchant, you will earn commission in exchange for facilitating transactions in your community.

Where can you use Unayo?
Unayo is rapidly expanding its footprint to countries across the globe. We are currently live in Malawi, Botswana, Eswatini, Lesotho and Zimbabwe. We will soon be expanding our services to more countries in the Africa region. Select your country to learn more about our offerings.
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What are the benefits of being an UNAYO merchant?

Becoming an UNAYO merchant offers you several extra benefits:

Earn extra revenue

Earn commissions in exchange for facilitating transactions in your community.

Increase foot traffic to your store

Register as a merchant and list your trading location. This will help other UNAYO users find you.

Extend your value proposition

In addition to your normal goods and services, you will also be able to offer services such as cash in and cash outs. You will also be able to sell value added services, such as airtime and data bundles.

Help your community

Use “Assisted services mode” to help people in your community to register for an UNAYO account.

Types of Merchants
Micro merchants

This option is ideal for sole proprietors, informal traders, or someone looking to earn extra income.

Business merchants

This  option is ideal for small to medium-sized enterprises.

Super merchants

This option is ideal for large or franchised retailers or those who require retail device or till integration.

Become an Unayo merchant

Unayo is rapidly expanding its footprint to countries across the globe. We have started in Africa, and new countries are coming online all the time. Select your country to open an account.

Apply online in the UNAYO app

You can apply to become an Unayo merchant on your personal or business account. All you need to do is provide details about your business, including your trading location.

Research

Your trading location will allow you to become searchable by other users on the Unayo app and act as a point of presence for Standard Bank.

Start transacting

In exchange for facilitating transactions, such as cash in and cash out, you will earn commission into your Unayo account. These commissions can become an additional income stream for you or your business.

Interested in Partnering with UNAYO?
The solution is completely digital and accessed via mobile devices. At the core are banking services with supporting lifestyle services offered via various partners. By joining, you can become part of this online community and grow your business or connect to people across the continent.
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Unayo is a global digital platform that brings you, as a valued customer, a wide range of capabilities to meet your day-to-day services and transactional needs.

You and your business are enabled through Unayo to transact securely and conveniently from your couch, desk, shop or wherever you are.

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