Fixed Deposit Account
If you have a lump sum of money to invest and desire amazing returns on it, then our Fixed Deposit Account is perfect for you. With our Fixed Deposit Account, you can earn more interest on your deposits from a period as short as 30 days to up to a full year.
N 100 000
Opening deposit
1 Year
Max. Investment Period
Some of the benefits
Earn and Save
Earn interest when you save while using this account for day-to-day transactions
Convenience
You can acess your account on our self-service channels - Mobile App, USSD -*909#
Competitive interest rates
Interest rates with good returns on your deposit
Choices
Option of receiving either interest only or interest plus principal at expiration of term
What You Get
- Competitive interest rates that earns good returns on your deposit.
- Flexible investment periods, ranging from 30 days to 1 year.
- Available in NGN, GBP, EUR, USD & ZAR with minimum opening amount of N100,000, $5,000 or equivalent in other currencies.
- Auto Rollover facility if required
How To Get It
If you do not have an existing account:
- Open a Personal or a Business account or
- Fill in a deposit mandate form
If you have existing accounts:
- Submit the deposit mandate form
What It Costs
- A minimum account opening balance of N100 000, $5 000 or equivalent in Euro, Pound or Rand
- Interest rate subject to withholding tax currently at 10%
See our products pricing guide on page below
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What You Get
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How To Get It
-
What It Costs
- Competitive interest rates that earns good returns on your deposit.
- Flexible investment periods, ranging from 30 days to 1 year.
- Available in NGN, GBP, EUR, USD & ZAR with minimum opening amount of N100,000, $5,000 or equivalent in other currencies.
- Auto Rollover facility if required
If you do not have an existing account:
- Open a Personal or a Business account or
- Fill in a deposit mandate form
If you have existing accounts:
- Submit the deposit mandate form
- A minimum account opening balance of N100 000, $5 000 or equivalent in Euro, Pound or Rand
- Interest rate subject to withholding tax currently at 10%
See our products pricing guide on page below
Pricing Guide in line with CBN Guide to Bank Charges by Banks and other financial institutions effective 01 January 2024.
Pricing Guide in line with CBN Guide to Bank Charges by Banks and other financial institutions effective 01 January 2024.
We also offer
Personal Current Account
Easy and convenient banking with the Personal Current Account. With access to 24/7 online banking platforms
CHESS Account
The flexible CHESS account makes every Naira count for you and your child.