Secured term loans
Get personal short term loan at a fixed monthly repayment amount to suit your lifestyle needs such as medical, house rent, car maintenance, school fee, wedding and pay it off at a time you feel comfortable with.
N100 000
Minimum monthly income
Fixed
Term
Some of the benefits
Affordable
Get a competitive interest rate
Access to funds
Borrow up to 100% of your income
Reliable
Fixed monthly repayments that you can budget
Updates
Monthly statements to track the progress of your loan repayment
How to get it
- You must have been with your current employer for six months or longer.
- Your salary must be paid into an account held with us.
- You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
- You have to be a Nigerian citizen with permanent residency.
- You should earn a minimum net monthly income of N100 000.
- Must be 21 years or older (but not older than 60 years on expiration of the facility).
- You must have a satisfactory credit bureau report.
What you get
- A personal loan that offers the same interest rate and repayments throughout the term of the loan.
- Monthly electronic statements
- On approval, funds will be paid directly into your salary account
What it costs
- A minimum income of N100 000
-
How to get it
-
What you get
-
What it costs
- You must have been with your current employer for six months or longer.
- Your salary must be paid into an account held with us.
- You need to be permanently employed or be a contract worker at an approved company with valid contract terms.
- You have to be a Nigerian citizen with permanent residency.
- You should earn a minimum net monthly income of N100 000.
- Must be 21 years or older (but not older than 60 years on expiration of the facility).
- You must have a satisfactory credit bureau report.
- A personal loan that offers the same interest rate and repayments throughout the term of the loan.
- Monthly electronic statements
- On approval, funds will be paid directly into your salary account
- A minimum income of N100 000
We also offer
Visa Platinum Naira Credit Card
A premium Stanbic IBTC credit card with access to 5-star offerings
Diaspora Banking
This is a specialised offering for Nigerians living abroad. It allows them to send money back home to relatives, manage finances in Nigeria, save to buy a home, invest in local denominated wealth instruments, and execute projects amongst other things.