EZCash
Get more out of your account with us. Meet your needs with our instant loan option and get up to N7.5million*, with option to pay back in up to 24 months*.
*Terms and Conditions apply
Some of the benefits
Quick
Your loan gets instantly approved in minutes
Uncollaterised
No documentation is needed to access the loan
Convenient
Get up to 24 months of loan repayment
Accessible
You can apply on your phone wherever and whenever
What you get
- Instant access to funds ranging from N20, 000 up to N7 500,000*
- Pre-liquidation is allowed without penalty
- Interest rate of 4% per month
- Convenient prepayment plan up to 24 months
*Terms and Conditions apply
How to get it
- Request for EZCash instantly by dialling *909*44# on your phone or click here to get started.
- EZCash is also available on all our online and mobile banking platforms (Internet Banking and Mobile App)
What it costs
- Management fee of 1% on amount borrowed
- Value Added Tax (VAT) of 7.5% on management fee
- Insurance fee of 0.35% on amount borrowed
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What you get
-
How to get it
-
What it costs
- Instant access to funds ranging from N20, 000 up to N7 500,000*
- Pre-liquidation is allowed without penalty
- Interest rate of 4% per month
- Convenient prepayment plan up to 24 months
*Terms and Conditions apply
- Request for EZCash instantly by dialling *909*44# on your phone or click here to get started.
- EZCash is also available on all our online and mobile banking platforms (Internet Banking and Mobile App)
- Management fee of 1% on amount borrowed
- Value Added Tax (VAT) of 7.5% on management fee
- Insurance fee of 0.35% on amount borrowed
Frequently Asked Questions
How do I qualify for this loan?
You must have an active account that is at least 6 months old with the bank. You should be at least 18 years old as at the loan application date and maximum of 59 years. You must not have any history of dud cheques. You must have satisfactory credit reports.
What factors affect my loan limit?
Your loan limit will depend on your average monthly income and the monthly loan repayments on existing loans (if any).
How many times can I borrow?
You can borrow as many times as you require, provided the cumulative sum of total amounts borrowed does not exceed your maximum assigned limit
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