C'Gate
The C’Gate solution enables merchants to accept payments via a USSD string. The solution can also be utilized for payment on the Point of Sale (POS) terminal and via online web payment platform
Value Proposition for C'Gate
Accessibility
No Bank Card required
Convenience
Transaction can still be consummated during Point of Sale (POS) downtime
Remote
Payments can be made remotely
Security
Safe and secured payment
How it works
- The payer effects the payment using unique merchant codes preset for the company
- The payment is concluded using a transaction code generated by the merchant
How to get it
- Fully completed merchant onboarding form
The following will be required in addition, for international card acceptance:
-
Merchant Site Inspection by the Bank
-
Indemnity for Naira/USD settlement
Frequently Asked Questions (FAQs)
- What is C’Gate?
C’Gate is a solution which enables merchants accept payments via a USSD string. The payer effects the payment using unique merchant codes preset for the company. The payment is concluded using a transaction code generated by the merchant. The solution can also be utilized for payment on the Point of Sale terminal and via online web payment platform.
- How does it work?
Customers would be able to initiate payment using an Unstructured Supplementary Service Data (USSD) string which includes a transaction reference code (refcode) which can be generated via POS or Web For example. *909*000*Refcode#
- Do I need data to use this solution?
No data is required as the solution rides on the USSD platform.
- How will I know that a transaction is successful?
A receipt (or E-receipt) for the successful/failed transaction would be generated via the POS terminal or web.
- What are the charges
Transactions via the POS is charged 0.50% capped at N1,000 only while the transactions via web is charged at 1% capped at N1,500 only
-
How it works
-
How to get it
-
Frequently Asked Questions (FAQs)
- The payer effects the payment using unique merchant codes preset for the company
- The payment is concluded using a transaction code generated by the merchant
- Fully completed merchant onboarding form
The following will be required in addition, for international card acceptance:
-
Merchant Site Inspection by the Bank
-
Indemnity for Naira/USD settlement
- What is C’Gate?
C’Gate is a solution which enables merchants accept payments via a USSD string. The payer effects the payment using unique merchant codes preset for the company. The payment is concluded using a transaction code generated by the merchant. The solution can also be utilized for payment on the Point of Sale terminal and via online web payment platform.
- How does it work?
Customers would be able to initiate payment using an Unstructured Supplementary Service Data (USSD) string which includes a transaction reference code (refcode) which can be generated via POS or Web For example. *909*000*Refcode#
- Do I need data to use this solution?
No data is required as the solution rides on the USSD platform.
- How will I know that a transaction is successful?
A receipt (or E-receipt) for the successful/failed transaction would be generated via the POS terminal or web.
- What are the charges
Transactions via the POS is charged 0.50% capped at N1,000 only while the transactions via web is charged at 1% capped at N1,500 only