BizSmart Plus
The Biz Smart Plus account offers the benefits of a current and savings account, specifically for small businesses wanting to maximise their savings
Some of our benefits
Support
24 hour business banking support through our customer care channels
Save
Earn interest and pay zero account fees
Mobility
Download the app. No need to go into a branch
Access
Bank 24/7 through our digital banking channels
What you get
- A minimum account opening balance is N520,000 (opening balance of N20,000 and minimum daily balance of N500,000). The account will attract interest on the average minimum balance at the Bank’s prevailing interest rate for the account.
- Zero current account maintenance fee if you keep a minimum balance of N500,000 in the account. Where the minimum balance is less the N500,000, the account will be charged current account maintenance fee of N1 per mil .
- Zero current account maintenance fee if the account has a monthly debit turnover less than N40m. An account with a s a monthly debit turnover between N40m and N100m will be charged 50 kobo per mil while an account with a turnover above N100mn will be charged N1 per mille. 7.5% VAT will automatically be taken alongside the CAM fee.
- MasterCard Debit Card for single signatory accounts
- Free access to internet banking and mobile banking (transaction fees apply)
- Free e-mail alerts
- Easy access to a domiciliary account
What it costs
- A minimum account opening balance of N20,000 and a minimum daily balance of N500,000
How to get it
- Minimum opening balance of N20,000
- Application form
- Valid Company registration documents
- 2 recent passport photographs of each signatory
- Each signatory’s valid ID card
- Proof of residential or official address or Utility Bill
- BVN of all signatories (for multiple signatory accounts)
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What you get
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What it costs
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How to get it
- A minimum account opening balance is N520,000 (opening balance of N20,000 and minimum daily balance of N500,000). The account will attract interest on the average minimum balance at the Bank’s prevailing interest rate for the account.
- Zero current account maintenance fee if you keep a minimum balance of N500,000 in the account. Where the minimum balance is less the N500,000, the account will be charged current account maintenance fee of N1 per mil .
- Zero current account maintenance fee if the account has a monthly debit turnover less than N40m. An account with a s a monthly debit turnover between N40m and N100m will be charged 50 kobo per mil while an account with a turnover above N100mn will be charged N1 per mille. 7.5% VAT will automatically be taken alongside the CAM fee.
- MasterCard Debit Card for single signatory accounts
- Free access to internet banking and mobile banking (transaction fees apply)
- Free e-mail alerts
- Easy access to a domiciliary account
- A minimum account opening balance of N20,000 and a minimum daily balance of N500,000
- Minimum opening balance of N20,000
- Application form
- Valid Company registration documents
- 2 recent passport photographs of each signatory
- Each signatory’s valid ID card
- Proof of residential or official address or Utility Bill
- BVN of all signatories (for multiple signatory accounts)
We also offer
Internet Banking
We provide a safe and secured environment for you to make transfers, payments and track your account easily with our internet banking anytime and anywhere. Register or log on to our internet banking now.
Domiciliary Account
Doing business with the world is a lot easier with our Domiciliary Account. Maintain an account in the world’s major currencies with the ease and comfort of banking in Naira