Fixed Term Deposits
Save with certainty when you lock in returns for a fixed period
An international fixed term deposit is the ideal way to save a lump sum to grow at a fixed rate. Available in five currency options with fixed terms of 3, 6 & 12 months.
Earn a fixed interest rate on your international savings account. Choose your savings term up to a year to get the best interest rates.
£
10 000
*
Minimum opening balance
$
25 000
*
Minimum opening balance
€
25 000
*
Minimum opening balance
AU$
25 000
Minimum opening balance
R
500 000
Minimum opening balance
On maturity
Access to Funds
4.15%
**
Earn interest up to
3.90%
**
Earn interest up to
2.35%
**
Earn interest up to
3.10%
*
Earn interest up to
7.35%
*
Earn interest up to
GBP, USD, EUR, AUD, ZAR
Supported currencies
*
For <6 months: £25,000
*
For <6 months: $50,000
*
For <6 months: €50,000
**
Annual Equivalent Rate
**
Annual Equivalent Rate
**
Annual Equivalent Rate
*
Annual Equivalent Rate
*
Annual Equivalent Rate
Benefits of a Fixed Term Deposit
Your choice
Pick the duration of your international fixed deposit from as little as 3 months to as long as a year
No-fuss saving
What could be simpler than putting away a lump sum at a fixed rate for a fixed term?
Digital access
Manage your account, view account activity and speak to us online or via the mobile app
Currency choice
Save in the most suitable currency, choosing between pound sterling, US dollar, Australian dollar or SA rand
What you get
- Available in GBP, USD, EUR, AUD or ZAR
- Your capital is only available at the end of the term
- You receive a fixed rate of interest for the duration of your deposit
- Interest is calculated daily and paid at maturity
- No Standing Orders or Direct Debits are possible on this account
- You can use Online Banking or download our mobile banking app to manage your account, as well as make international payments and transfers once funds are available
What it costs
- No early withdrawals are allowed.
- In exceptional circumstances, an early withdrawal may be permitted. In this case, charges will apply.
See the pricing guide for details on fees
How to get it
- You need to be 18 years or older
- Meet the minimum opening balance
- Proof of address and identity (certified or original copies)
Terms and Conditions
-
What you get
-
What it costs
-
How to get it
-
Terms and Conditions
- Available in GBP, USD, EUR, AUD or ZAR
- Your capital is only available at the end of the term
- You receive a fixed rate of interest for the duration of your deposit
- Interest is calculated daily and paid at maturity
- No Standing Orders or Direct Debits are possible on this account
- You can use Online Banking or download our mobile banking app to manage your account, as well as make international payments and transfers once funds are available
- No early withdrawals are allowed.
- In exceptional circumstances, an early withdrawal may be permitted. In this case, charges will apply.
See the pricing guide for details on fees
- You need to be 18 years or older
- Meet the minimum opening balance
- Proof of address and identity (certified or original copies)
View interest earned per account balance band.
View interest earned per account balance band.
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