Structured Products
Set yourself on the path to a brighter financial future with our ready-made solutions that protect your deposits for a defined period while tapping into growth potential when markets grow.
Benefits of Structured Products
Fresh and relevant
New products are released throughout the year in response to market opportunities and demand
Uncomplicated
Sit back and track the potential growth of your deposit via our website until the maturity date
Spread your risk
The selection of currencies and markets offers you a diversification strategy for your wealth
Limit losses
Our structured products offer you capital protection*, giving you greater peace of mind
Performance Updates
View the performance updates for Structured Products below.
Frequently Asked Questions
How do Structured Products work?
- Simply put, a Structured Product can be thought of as a hybrid of an equity-linked deposit and a fixed deposit savings account.
- A Structured Product is unique in that it offers depositors the ability to gain from market-linked returns – while also enjoying capital protection against any market-linked losses over the fixed-term period, assuming all terms and conditions are met.*
*Standard Bank Offshore Structured Deposits offer capital protection designed to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the Maturity Date. Kindly refer to the relevant product brochure for full terms and conditions.
Are Structured Products a good option?
- A Structured Product can be a good option to consider for those individual investors with lower appetites for risk and/or investors who require certainty in funding specific life goals.
- While this type of deposit product provides returns linked to equity market performance, it is structured in such a way that it protects your original capital deposited, even if the market falls.*
- This is a unique benefit that is not available when you invest directly in equity markets.
*Standard Bank Offshore Structured Deposits offer capital protection designed to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the Maturity Date. Kindly refer to the relevant product brochure for full terms and conditions.
What are the benefits of Structured Products?
Our fixed-term Structured Deposits include the following benefits for individual investors:
- Establish an offshore international account that is structured in a way to enable you to benefit from equity market-linked returns, and also enjoy the security of capital-protection in the event of market losses.*
- Enjoy 100% capital-protection for a fixed-term (providing you retain your deposit until the relevant maturity date).
- Available in one of three currencies: UK Sterling, US Dollar or Australian Dollar.
- Minimum deposits amounts range from £10,000 or US$15,000 or A$15,000.
*Standard Bank Offshore Structured Deposits offer capital protection designed to repay your original deposit in full, in the deposit currency, providing you retain your deposit to the Maturity Date. Kindly refer to the relevant product brochure for full terms and conditions.
How do I open a Structured Product account offshore?
- Our Structured Product accounts are subject to a minimum deposit of £10,000 or US$15,000 or A$15,000.
- For more information, South African applicants can email us at [email protected]
- All other applicants can email [email protected]
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