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Platinum Optimum Bank Account

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Open an international bank account with exclusive benefits tailored to the needs of Standard Bank Group’s Private Banking clients.

Benefits of Platinum Optimum Bank Account

Exclusive offers

A Platinum Optimum account opens doors to an international lifestyle enriched by our UCount Rewards Programme.

Digital banking

Online and mobile banking place all your international banking services right at your fingertips

Full service

Enjoy unique benefits and services that extend far beyond a transactional international bank account

Major currencies

A world of opportunity awaits when you can bank in a choice of sterling, US or Australian dollars or euro

Exclusive offers

A Platinum Optimum account opens doors to an international lifestyle enriched by our UCount Rewards Programme.

Digital banking

Online and mobile banking place all your international banking services right at your fingertips

Full service

Enjoy unique benefits and services that extend far beyond a transactional international bank account

Major currencies

A world of opportunity awaits when you can bank in a choice of sterling, US or Australian dollars or euro
What you get
  • An international bank account available in GBP, USD, EUR and AUD
  • Unlimited deposits and withdrawals when banking at home or abroad
  • A Private Banking Visa debit card with no annual fee *
  • Access to international savings accounts and foreign exchange
  • Standing Orders on all accounts and and Direct Debits on sterling accounts
  • Online banking to make international payments and transfers and manage your account
  • Mobile banking to manage, view activity and link and transfer funds between your accounts
  • Join the popular UCount Rewards Programme if you choose

*Fees and charges apply

See Platinum Optimum Bank Account fact sheet

Your Visa debit card unlocks a world of luxury benefits, offers and discounts. Visit the Visa benefits page  to learn more.

What it costs
  • No account maintenance charge
  • Visa debit card withdrawal fees - 1.75% (minimum £2/$3/€3/AU$3.50)
  • See the pricing guide for details on transaction fees
  • Monthly UCount Rewards membership fee of ZAR25 if you’ve joined the programme 
How to get it
  • Speak to your Private Banker
  • What you get
  • What it costs
  • How to get it
  • Terms and Conditions
  • An international bank account available in GBP, USD, EUR and AUD
  • Unlimited deposits and withdrawals when banking at home or abroad
  • A Private Banking Visa debit card with no annual fee *
  • Access to international savings accounts and foreign exchange
  • Standing Orders on all accounts and and Direct Debits on sterling accounts
  • Online banking to make international payments and transfers and manage your account
  • Mobile banking to manage, view activity and link and transfer funds between your accounts
  • Join the popular UCount Rewards Programme if you choose

*Fees and charges apply

See Platinum Optimum Bank Account fact sheet

Your Visa debit card unlocks a world of luxury benefits, offers and discounts. Visit the Visa benefits page  to learn more.

  • No account maintenance charge
  • Visa debit card withdrawal fees - 1.75% (minimum £2/$3/€3/AU$3.50)
  • See the pricing guide for details on transaction fees
  • Monthly UCount Rewards membership fee of ZAR25 if you’ve joined the programme 
  • Speak to your Private Banker
ACCOUNT INTEREST RATES

View international personal banking - Variable interest rates

See interest rates
Frequently Asked Questions
Is the account for private banking clients available in US dollars?

Yes. Our Platinum Optimum Bank Account offers exclusive benefits for private banking clients wishing to transact, save and invest in a currency of their choice. The following currencies are supported: pound sterling, US dollars, euro or Australian dollars.

What are the benefits of a private banking international bank account?

International banking can be an important strategy for those individuals who wish to transact and save in a foreign currency.Our international private banking Platinum Optimum Account enables:

  • Access to multi-currency accounts that enables you to save and transact in the foreign currency of your choice (Euro, Pound Sterling, US Dollar or Australian Dollar).
  • Convenient and secure online banking transaction capabilities via our enterprise-level Internet and Mobile banking platforms.
  • Make payments (online and in-store) and withdrawals from anywhere in the world with a private banking Visa Debit card.
  • Stellar service, linking you to our full suite of international financial products and advisory services.
  • Exclusive benefits that open the doors to an elite international lifestyle.
How secure are international accounts?
  • Standard Bank Group is a well-capitalised and internationally respected financial institution with a heritage that spans over 150-years. Our Isle of Man office has a 30+ year history and leverages the territory’s mature financial system and investor-friendly policies to establish secure offshore banking facilities for non-residents and international expatriates.
  • The Isle of Man as a well-respected, economically and politically stable, international finance centre
  • Deposits made with Standard Bank Isle of Man Limited are covered by the Isle of Man Depositors’ Compensation Scheme.  Further information can be found at https://www.iomfsa.im/consumer-material/isle-of-man-depositors-compensation-scheme-dcs/

How can I open an international bank account?
Tips and guidance
Visa debit cards
Visa debit cards

Learn more about the benefits of shopping securely and conveniently using a Visa debit card.

International payments made easy
International payments made easy

A step-by-step guide through the process of making online payments from your Standard Bank international account.

How to pay and get paid
How to pay and get paid

Understand the different ways of paying into your account and making regular payments out of your account.

Visa debit cards

Learn more about the benefits of shopping securely and conveniently using a Visa debit card.

International payments made easy

A step-by-step guide through the process of making online payments from your Standard Bank international account.

How to pay and get paid

Understand the different ways of paying into your account and making regular payments out of your account.

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