UK property loans
A no-fuss loan to buy or refinance a residential or commercial property, with flexible repayment terms and attractive interest rates.
£
1,000,000
Minimum loan
$
1,500,000
*
Minimum loan
3 or 5 years
Loan term
GBP, USD
Supported currencies
*
or £1M currency equivalent
Benefits of UK Property Lending
Certainty
Fixed-interest loans are available on request to qualifying businesses
Location
Loans are available for residential or commercial property in the UK
Multi-purpose
Use the loan to buy or refinance a property, or for equity release
Flexibility
Repay the interest only or amortise the capital amount over the loan term
Interest Rates
View our Business Loan interest rates
How it works
- Available in GBP and USD for properties in the UK
- For residential property, maximum loan to value is 65%
- For commercial property, maximum loan to value is 60%
- Choose to repay interest only, or amortise the loan amount quarterly
- Debit interest is charged quarterly in arrears
- A cash deposit equal to six months’ debit interest is held by the bank at all times
- All professional fees are for your account
What you need
- Minimum interest cover of 125% for residential property
- Minimum interest cover of 150% for commercial property
- Collateral in the form of first legal charge over the property, and personal guarantee from the ultimate beneficial owner
- Meet the minimum loan approval requirements
- Please contact your relationship manager
-
How it works
-
What you need
- Available in GBP and USD for properties in the UK
- For residential property, maximum loan to value is 65%
- For commercial property, maximum loan to value is 60%
- Choose to repay interest only, or amortise the loan amount quarterly
- Debit interest is charged quarterly in arrears
- A cash deposit equal to six months’ debit interest is held by the bank at all times
- All professional fees are for your account
- Minimum interest cover of 125% for residential property
- Minimum interest cover of 150% for commercial property
- Collateral in the form of first legal charge over the property, and personal guarantee from the ultimate beneficial owner
- Meet the minimum loan approval requirements
- Please contact your relationship manager
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