Diversified Industries

We recognise the transformative role financial institutions can play in making access to quality healthcare services a reality for all. That’s why financing healthcare providers, infrastructure and equipment, and providing support for business development and transformation within the sector has been our key focus area for over a decade.

Our group-wide capabilities enable us to provide comprehensive support to every link in the healthcare value chain – from specialised banking solutions for medical professionals – to our innovative BeWell platform, which enables companies to offer cost-effective primary healthcare benefits to employees who are typically not able to access such services. We also provide support to our subsidiary, Liberty, Africa’s largest health insurance provider operating in 26 countries across the continent.

Our corporate and investment banking support of the sector focuses on acute hospital groups, pharmaceutical companies, and diagnostics services.

Over the past decade, our team has pioneered the provision of funding and advisory services for greenfield projects such as the building of new hospitals and supporting empowered acute care groups and pharmaceutical companies. This has been achieved through our partnership with medical Original Equipment Manufacturers (OEM)to enable the financing of specialist equipment, and issuing the continent’s first sustainability-linked bond.

As the hospitality sector rebounds from the impacts of Covid-19, we are proud to have supported our clients through the challenges of the pandemic. Today, this vibrant sector is on the path to recovery, and we are invested in its revitalisation.

We expect to see increased activity in the months to come and our Mergers and Acquisitions (M&A) team will be taking a proactive approach to supporting our clients to source suitable opportunities.

Our innovative new cash solution enables our clients to streamline operations and improve customer experience, while financing linked to Environmental, Social and Governance (ESG) goals allows us to partner with our clients in championing responsible gaming and sustainability targets.

Perhaps more so than in any other industry, employees take centre stage in the hospitality sector. Beyond our full suite of corporate and investment banking solutions, we also provide solutions for employers to add value to their staff through discounted banking services, financial wellness programmes, and affordable primary healthcare plans.

For 160 years we have walked the journey with many of the leading corporations in Africa and internationally – supporting their growth agendas and assisting them to become the industrial conglomerates and services giants they are today.

Due to the diversity of holdings, this is one sector where our wide industry expertise and extensive footprint enable us to lead with insights and market intelligence in helping clients identify local and regional opportunities and risks. Our Mergers and Acquisitions (M&A) team is proactive in seeking out suitable opportunities to acquire, diversify or divest assets.

Our strong balance sheet and currency reserves enable us to provide robust financing and flexible forex liquidity solutions for funding in both local and hard currencies.

Our ongoing investment in technology, security and innovation enables us to improve our clients’ financial and risk management, as well as operational efficiency by not only delivering a full-suite of award-winning corporate and investment banking services across Transaction Banking, Global Markets and Investment Banking– but also providing complete visibility and control of cash positions and forex across all currencies and jurisdictions via our new TreasuryOnline platform.

We are also committed to supporting our clients to reach their Environmental Social and Governance (ESG) ambitions as they strive to  enhance their sustainability footprint and deliver on sound ESG targets. 

Together with our Trade team, we assist our manufacturing clients to identify alternative suppliers, de-risk cross-border financial transactions with new trading partners and provide supply chain finance.

In the wake of ongoing challenges with electricity, energy security remains top of mind for manufacturers. Our PowerPulse solution assists South African manufacturers with an end-to-end technical, legal and funding solution for commercial solar PV installations delivered by a network of pre-vetted Engineering, Procurement, and Construction (EPC) providers.

For businesses with an eye on African expansion, our advisory team is at hand to set up tax-effective structures such as Mauritius-based procurement hubs, while our in-country finance teams can assist with navigating local commercial and regulatory environments and provide full-service banking in 20 countries across the continent.

Our strong balance sheet and currency reserves enable us to provide robust financing, restructuring of capital requirements, and flexible forex liquidity solutions for funding in both local and hard currencies.