Unsecured Personal Loan
This loan gives you access to your funds again after one month’s repayment with the option to increase your original amount over time. It is an easy and convenient loan type for you to get financial aid without collateral. You only pay interest on the amount you use and there are no account fees. This loan can be accessed through Internet Banking.
Some of the Benefits
Good terms
Flexible
Personalized
Insured
-
Highly competitive interest rates.
-
Loan can be redrawn after six months of regular repayments, subject to good conduct on customer’s transactional account.
-
Funds are directly disbursed into your transactional account
-
An SMS notification through My-updates is received once the loan is disbursed
-
You also get Credit life Insurance as part of the loan
-
Only pay interest on the amount you use
-
No account fees
-
Competitive interest rates
-
Be 18 years or older.
-
Standard bank account holder/existing customer
-
Have a transactional account with Standard Bank into which your salary is paid monthly
-
What do you get
-
What it costs
-
How to get it
-
Highly competitive interest rates.
-
Loan can be redrawn after six months of regular repayments, subject to good conduct on customer’s transactional account.
-
Funds are directly disbursed into your transactional account
-
An SMS notification through My-updates is received once the loan is disbursed
-
You also get Credit life Insurance as part of the loan
-
Only pay interest on the amount you use
-
No account fees
-
Competitive interest rates
-
Be 18 years or older.
-
Standard bank account holder/existing customer
-
Have a transactional account with Standard Bank into which your salary is paid monthly